The Peoples Community Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Peoples Community Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811411 | Home and Garden Equipment Repair and Maintenance | 3 | $25K | $8K | 8.8% |
| 811111 | General Automotive Repair | 3 | $960K | $320K | 8.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $270K | $135K | 5.9% |
| 312120 | Breweries | 2 | $125K | $63K | 5.9% |
| 561621 | Security Systems Services (except Locksmiths) | 2 | $549K | $274K | 5.9% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $50K | $50K | 2.9% |
| 561730 | Landscaping Services | 1 | $33K | $33K | 2.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $315K | $315K | 2.9% |
| 541940 | Veterinary Services | 1 | $80K | $80K | 2.9% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $220K | $220K | 2.9% |
Geographic Distribution
SBA lending activity for The Peoples Community Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 34 | $6.7M | 100.0% |
Why Choose The Peoples Community Bank?
Based on SBA 7(a) lending track record from 1994-2024
- ✓Proven Track Record: 34 SBA loans approved, totaling $6.7M in financing
- ✓Industry Expertise: Specialized focus on Home and Garden Equipment Repair and Maintenance, General Automotive Repair, Plumbing, Heating, and Air-Conditioning Contractors
- ✓Competitive Terms: Average interest rate of 6.70% with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $3K to $640K, with an average of $198K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Peoples Community Bank SBA lending
What types of businesses does The Peoples Community Bank typically finance?
The Peoples Community Bank specializes in SBA 7(a) lending to specific industries including home and garden equipment repair and maintenance, general automotive repair, plumbing, heating, and air-conditioning contractors, breweries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Peoples Community Bank's typical SBA loan terms?
The Peoples Community Bank's SBA 7(a) loans typically feature an average interest rate of 6.70% and average term length of 124 months (approximately 10 years). Loan sizes range from $3K to $640K, with an average loan size of $198K.
Do I need a business valuation for a The Peoples Community Bank SBA loan?
Yes, The Peoples Community Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Peoples Community Bank compare to other SBA lenders?
The Peoples Community Bank has originated 34 SBA loans totaling $6.7M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Peoples Community Bank lend in?
The Peoples Community Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.