The Nodaway Valley Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Nodaway Valley Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 4 | $329K | $82K | 22.2% |
| 812112 | Beauty Salons | 2 | $270K | $135K | 11.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $79K | $79K | 5.6% |
| 423430 | Computer and Computer Peripheral Equipment and Software Merchant Wholesalers | 1 | $143K | $143K | 5.6% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 1 | $525K | $525K | 5.6% |
| 722511 | Full-Service Restaurants | 1 | $608K | $608K | 5.6% |
| 561740 | Carpet and Upholstery Cleaning Services | 1 | $55K | $55K | 5.6% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $96K | $96K | 5.6% |
| 541810 | Advertising Agencies | 1 | $120K | $120K | 5.6% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $100K | $100K | 5.6% |
Geographic Distribution
SBA lending activity for The Nodaway Valley Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 18 | $4.7M | 100.0% |
Why Choose The Nodaway Valley Bank?
Based on SBA 7(a) lending track record from 1996-2024
- ✓Proven Track Record: 18 SBA loans approved, totaling $4.7M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Beauty Salons, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 6.39% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $20K to $1.9M, with an average of $259K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Nodaway Valley Bank SBA lending
What types of businesses does The Nodaway Valley Bank typically finance?
The Nodaway Valley Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, beauty salons, drinking places (alcoholic beverages), computer and computer peripheral equipment and software merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Nodaway Valley Bank's typical SBA loan terms?
The Nodaway Valley Bank's SBA 7(a) loans typically feature an average interest rate of 6.39% and average term length of 105 months (approximately 9 years). Loan sizes range from $20K to $1.9M, with an average loan size of $259K.
Do I need a business valuation for a The Nodaway Valley Bank SBA loan?
Yes, The Nodaway Valley Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Nodaway Valley Bank compare to other SBA lenders?
The Nodaway Valley Bank has originated 18 SBA loans totaling $4.7M since 1996. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Nodaway Valley Bank lend in?
The Nodaway Valley Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.