The Maries County Bank
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by The Maries County Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 237110 | Water and Sewer Line and Related Structures Construction | 16 | $820K | $51K | 22.2% |
| 457110 | Other | 16 | $4.6M | $286K | 22.2% |
| 812111 | Barber Shops | 8 | $336K | $42K | 11.1% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $1.3M | $165K | 11.1% |
| 531190 | Lessors of Other Real Estate Property | 8 | $400K | $50K | 11.1% |
| 236115 | New Single-Family Housing Construction (except Operative Builders) | 8 | $600K | $75K | 11.1% |
| 722511 | Full-Service Restaurants | 8 | $1.9M | $243K | 11.1% |
Geographic Distribution
SBA lending activity for The Maries County Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 64 | $9.7M | 88.9% |
| South Carolina (SC) | 8 | $336K | 11.1% |
Why Choose The Maries County Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 72 SBA loans approved, totaling $10.0M in financing
- ✓Industry Expertise: Specialized focus on Water and Sewer Line and Related Structures Construction, Other, Barber Shops
- ✓Competitive Terms: Average interest rate of 6.61% with flexible term lengths averaging 124 months
- ✓Loan Range: Loan sizes from $18K to $286K, with an average of $139K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, SC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Maries County Bank SBA lending
What types of businesses does The Maries County Bank typically finance?
The Maries County Bank specializes in SBA 7(a) lending to specific industries including water and sewer line and related structures construction, other, barber shops, fitness and recreational sports centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Maries County Bank's typical SBA loan terms?
The Maries County Bank's SBA 7(a) loans typically feature an average interest rate of 6.61% and average term length of 124 months (approximately 10 years). Loan sizes range from $18K to $286K, with an average loan size of $139K.
Do I need a business valuation for a The Maries County Bank SBA loan?
Yes, The Maries County Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Maries County Bank compare to other SBA lenders?
The Maries County Bank has originated 72 SBA loans totaling $10.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Maries County Bank lend in?
The Maries County Bank provides SBA 7(a) financing with particularly strong presence in MO, SC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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