The Commercial Bank of Grayson
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Commercial Bank of Grayson · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 1 | $26K | $26K | 9.1% |
| 221320 | Sewage Treatment Facilities | 1 | $65K | $65K | 9.1% |
| 713120 | Amusement Arcades | 1 | $180K | $180K | 9.1% |
| 485991 | Special Needs Transportation | 1 | $40K | $40K | 9.1% |
| 311611 | Animal (except Poultry) Slaughtering | 1 | $100K | $100K | 9.1% |
| 621112 | Offices of Physicians, Mental Health Specialists | 1 | $302K | $302K | 9.1% |
Geographic Distribution
SBA lending activity for The Commercial Bank of Grayson by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 11 | $1.0M | 100.0% |
Why Choose The Commercial Bank of Grayson?
Based on SBA 7(a) lending track record from 1994-2019
- ✓Proven Track Record: 11 SBA loans approved, totaling $1.0M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Sewage Treatment Facilities, Amusement Arcades
- ✓Competitive Terms: Average interest rate of 6.63% with flexible term lengths averaging 94 months
- ✓Loan Range: Loan sizes from $10K to $302K, with an average of $91K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Commercial Bank of Grayson SBA lending
What types of businesses does The Commercial Bank of Grayson typically finance?
The Commercial Bank of Grayson specializes in SBA 7(a) lending to specific industries including child care services, sewage treatment facilities, amusement arcades, special needs transportation. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Commercial Bank of Grayson's typical SBA loan terms?
The Commercial Bank of Grayson's SBA 7(a) loans typically feature an average interest rate of 6.63% and average term length of 94 months (approximately 8 years). Loan sizes range from $10K to $302K, with an average loan size of $91K.
Do I need a business valuation for a The Commercial Bank of Grayson SBA loan?
Yes, The Commercial Bank of Grayson typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Commercial Bank of Grayson compare to other SBA lenders?
The Commercial Bank of Grayson has originated 11 SBA loans totaling $1.0M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Commercial Bank of Grayson lend in?
The Commercial Bank of Grayson provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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