Texas Gulf Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas Gulf Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 24 | $13.6M | $565K | 23.1% |
| 541620 | Environmental Consulting Services | 8 | $1.2M | $150K | 7.7% |
| 621320 | Offices of Optometrists | 8 | $4.5M | $568K | 7.7% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $4.0M | $500K | 7.7% |
| 812990 | All Other Personal Services | 8 | $7.2M | $901K | 7.7% |
| 311811 | Retail Bakeries | 8 | $7.2M | $895K | 7.7% |
| 332710 | Machine Shops | 8 | $15.7M | $2.0M | 7.7% |
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 8 | $8.8M | $1.1M | 7.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $18.3M | $2.3M | 7.7% |
| 722511 | Full-Service Restaurants | 8 | $6.4M | $796K | 7.7% |
Geographic Distribution
SBA lending activity for Texas Gulf Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 104 | $88.7M | 100.0% |
Why Choose Texas Gulf Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 104 SBA loans approved, totaling $88.7M in financing
- ✓Industry Expertise: Specialized focus on Lessors of Nonresidential Buildings (except Miniwarehouses), Environmental Consulting Services, Offices of Optometrists
- ✓Competitive Terms: Average interest rate of 6.96% with flexible term lengths averaging 225 months
- ✓Loan Range: Loan sizes from $150K to $2.3M, with an average of $853K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Gulf Bank, National Association SBA lending
What types of businesses does Texas Gulf Bank, National Association typically finance?
Texas Gulf Bank, National Association specializes in SBA 7(a) lending to specific industries including lessors of nonresidential buildings (except miniwarehouses), environmental consulting services, offices of optometrists, pet care (except veterinary) services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Gulf Bank, National Association's typical SBA loan terms?
Texas Gulf Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 6.96% and average term length of 225 months (approximately 19 years). Loan sizes range from $150K to $2.3M, with an average loan size of $853K.
Do I need a business valuation for a Texas Gulf Bank, National Association SBA loan?
Yes, Texas Gulf Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Gulf Bank, National Association compare to other SBA lenders?
Texas Gulf Bank, National Association has originated 104 SBA loans totaling $88.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Gulf Bank, National Association lend in?
Texas Gulf Bank, National Association provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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