Texas Champion Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Texas Champion Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 6 | $1.1M | $190K | 4.1% |
| 722511 | Full-Service Restaurants | 6 | $1.8M | $303K | 4.1% |
| 561431 | Private Mail Centers | 5 | $755K | $151K | 3.4% |
| 812199 | Other Personal Care Services | 5 | $838K | $168K | 3.4% |
| 561730 | Landscaping Services | 4 | $1.1M | $263K | 2.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 4 | $922K | $230K | 2.7% |
| 812112 | Beauty Salons | 4 | $370K | $93K | 2.7% |
| 541519 | Other Computer Related Services | 4 | $2.3M | $580K | 2.7% |
| 236220 | Commercial and Institutional Building Construction | 4 | $500K | $125K | 2.7% |
| 722320 | Caterers | 4 | $3.1M | $772K | 2.7% |
Geographic Distribution
SBA lending activity for Texas Champion Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 146 | $41.2M | 99.3% |
| Tennessee (TN) | 1 | $684K | 0.7% |
Why Choose Texas Champion Bank?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 147 SBA loans approved, totaling $41.8M in financing
- ✓Industry Expertise: Specialized focus on Offices of All Other Miscellaneous Health Practitioners, Full-Service Restaurants, Private Mail Centers
- ✓Competitive Terms: Average interest rate of 6.32% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $15K to $3.3M, with an average of $285K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Champion Bank SBA lending
What types of businesses does Texas Champion Bank typically finance?
Texas Champion Bank specializes in SBA 7(a) lending to specific industries including offices of all other miscellaneous health practitioners, full-service restaurants, private mail centers, other personal care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Champion Bank's typical SBA loan terms?
Texas Champion Bank's SBA 7(a) loans typically feature an average interest rate of 6.32% and average term length of 116 months (approximately 10 years). Loan sizes range from $15K to $3.3M, with an average loan size of $285K.
Do I need a business valuation for a Texas Champion Bank SBA loan?
Yes, Texas Champion Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Champion Bank compare to other SBA lenders?
Texas Champion Bank has originated 147 SBA loans totaling $41.8M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Champion Bank lend in?
Texas Champion Bank provides SBA 7(a) financing with particularly strong presence in TX, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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