TBK Bank, SSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by TBK Bank, SSB
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 24 | $4.8M | $198K | 13.0% |
| 722511 | Full-Service Restaurants | 24 | $8.9M | $369K | 13.0% |
| 333514 | Special Die and Tool, Die Set, Jig, and Fixture Manufacturing | 16 | $14.0M | $878K | 8.7% |
| 321999 | All Other Miscellaneous Wood Product Manufacturing | 16 | $16.5M | $1.0M | 8.7% |
| 445320 | Other | 8 | $4.8M | $600K | 4.3% |
| 812112 | Beauty Salons | 8 | $384K | $48K | 4.3% |
| 331210 | Iron and Steel Pipe and Tube Manufacturing from Purchased Steel | 8 | $10.4M | $1.3M | 4.3% |
| 621310 | Offices of Chiropractors | 8 | $1.6M | $203K | 4.3% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 8 | $400K | $50K | 4.3% |
| 485320 | Limousine Service | 8 | $491K | $61K | 4.3% |
Geographic Distribution
SBA lending activity for TBK Bank, SSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 40 | $31.0M | 21.7% |
| Texas (TX) | 96 | $27.4M | 52.2% |
| Iowa (IA) | 32 | $13.5M | 17.4% |
| Wyoming (WY) | 8 | $3.9M | 4.3% |
| Colorado (CO) | 8 | $880K | 4.3% |
Why Choose TBK Bank, SSB?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 184 SBA loans approved, totaling $76.7M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, Special Die and Tool, Die Set, Jig, and Fixture Manufacturing
- ✓Competitive Terms: Average interest rate of 5.90% with flexible term lengths averaging 107 months
- ✓Loan Range: Loan sizes from $20K to $1.8M, with an average of $417K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in TX, IL, IA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about TBK Bank, SSB SBA lending
What types of businesses does TBK Bank, SSB typically finance?
TBK Bank, SSB specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, special die and tool, die set, jig, and fixture manufacturing, all other miscellaneous wood product manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are TBK Bank, SSB's typical SBA loan terms?
TBK Bank, SSB's SBA 7(a) loans typically feature an average interest rate of 5.90% and average term length of 107 months (approximately 9 years). Loan sizes range from $20K to $1.8M, with an average loan size of $417K.
Do I need a business valuation for a TBK Bank, SSB SBA loan?
Yes, TBK Bank, SSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does TBK Bank, SSB compare to other SBA lenders?
TBK Bank, SSB has originated 184 SBA loans totaling $76.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does TBK Bank, SSB lend in?
TBK Bank, SSB provides SBA 7(a) financing with particularly strong presence in TX, IL, IA, WY, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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