Susquehanna Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Susquehanna Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 4 | $199K | $50K | 6.7% |
| 621310 | Offices of Chiropractors | 3 | $658K | $219K | 5.0% |
| 812112 | Beauty Salons | 2 | $235K | $118K | 3.3% |
| 484110 | General Freight Trucking, Local | 2 | $157K | $79K | 3.3% |
| 812199 | Other Personal Care Services | 2 | $280K | $140K | 3.3% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 2 | $65K | $33K | 3.3% |
| 561730 | Landscaping Services | 2 | $225K | $113K | 3.3% |
| 623990 | Other Residential Care Facilities | 1 | $503K | $503K | 1.7% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 1 | $30K | $30K | 1.7% |
| 113310 | Logging | 1 | $75K | $75K | 1.7% |
Geographic Distribution
SBA lending activity for Susquehanna Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 53 | $8.1M | 88.3% |
| Maryland (MD) | 7 | $1.4M | 11.7% |
Why Choose Susquehanna Bank?
Based on SBA 7(a) lending track record from 1994-2007
- ✓Proven Track Record: 60 SBA loans approved, totaling $9.5M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Offices of Chiropractors, Beauty Salons
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 125 months
- ✓Loan Range: Loan sizes from $17K to $865K, with an average of $159K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in PA, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Susquehanna Bank SBA lending
What types of businesses does Susquehanna Bank typically finance?
Susquehanna Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, offices of chiropractors, beauty salons, general freight trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Susquehanna Bank's typical SBA loan terms?
Susquehanna Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 125 months (approximately 10 years). Loan sizes range from $17K to $865K, with an average loan size of $159K.
Do I need a business valuation for a Susquehanna Bank SBA loan?
Yes, Susquehanna Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Susquehanna Bank compare to other SBA lenders?
Susquehanna Bank has originated 60 SBA loans totaling $9.5M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Susquehanna Bank lend in?
Susquehanna Bank provides SBA 7(a) financing with particularly strong presence in PA, MD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.