Stockman Bank of Montana
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Stockman Bank of Montana
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 24 | $3.3M | $135K | 6.8% |
| 621310 | Offices of Chiropractors | 24 | $8.0M | $332K | 6.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 16 | $15.7M | $984K | 4.5% |
| 238990 | All Other Specialty Trade Contractors | 16 | $1.4M | $89K | 4.5% |
| 441310 | Automotive Parts and Accessories Stores | 16 | $8.6M | $536K | 4.5% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $25.8M | $1.6M | 4.5% |
| 423910 | Sporting and Recreational Goods and Supplies Merchant Wholesalers | 16 | $35.5M | $2.2M | 4.5% |
| 451110 | Sporting Goods Stores | 16 | $22.3M | $1.4M | 4.5% |
| 531311 | Residential Property Managers | 16 | $3.2M | $200K | 4.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 8 | $16.7M | $2.1M | 2.3% |
Geographic Distribution
SBA lending activity for Stockman Bank of Montana by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 344 | $183.7M | 97.7% |
| North Dakota (ND) | 8 | $2.8M | 2.3% |
Why Choose Stockman Bank of Montana?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 352 SBA loans approved, totaling $186.5M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Offices of Chiropractors, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 5.36% with flexible term lengths averaging 103 months
- ✓Loan Range: Loan sizes from $8K to $4.3M, with an average of $530K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MT, ND
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stockman Bank of Montana SBA lending
What types of businesses does Stockman Bank of Montana typically finance?
Stockman Bank of Montana specializes in SBA 7(a) lending to specific industries including full-service restaurants, offices of chiropractors, drinking places (alcoholic beverages), all other specialty trade contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stockman Bank of Montana's typical SBA loan terms?
Stockman Bank of Montana's SBA 7(a) loans typically feature an average interest rate of 5.36% and average term length of 103 months (approximately 9 years). Loan sizes range from $8K to $4.3M, with an average loan size of $530K.
Do I need a business valuation for a Stockman Bank of Montana SBA loan?
Yes, Stockman Bank of Montana typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stockman Bank of Montana compare to other SBA lenders?
Stockman Bank of Montana has originated 352 SBA loans totaling $186.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stockman Bank of Montana lend in?
Stockman Bank of Montana provides SBA 7(a) financing with particularly strong presence in MT, ND. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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