Stockman Bank of Montana
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Stockman Bank of Montana · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 20 | $3.7M | $185K | 2.6% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 18 | $4.6M | $254K | 2.4% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 15 | $595K | $40K | 2.0% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 14 | $1.2M | $82K | 1.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 13 | $736K | $57K | 1.7% |
| 722410 | Drinking Places (Alcoholic Beverages) | 12 | $2.9M | $246K | 1.6% |
| 237120 | Oil and Gas Pipeline and Related Structures Construction | 10 | $4.1M | $410K | 1.3% |
| 541990 | All Other Professional, Scientific, and Technical Services | 9 | $1.1M | $126K | 1.2% |
| 213112 | Support Activities for Oil and Gas Operations | 9 | $1.5M | $171K | 1.2% |
| 541940 | Veterinary Services | 8 | $1.5M | $188K | 1.1% |
Geographic Distribution
SBA lending activity for Stockman Bank of Montana by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 746 | $123.9M | 98.4% |
| North Dakota (ND) | 7 | $1.3M | 0.9% |
| Missouri (MO) | 1 | $299K | 0.1% |
| Wyoming (WY) | 1 | $128K | 0.1% |
| Utah (UT) | 1 | $51K | 0.1% |
| Colorado (CO) | 1 | $50K | 0.1% |
| South Dakota (SD) | 1 | $15K | 0.1% |
Why Choose Stockman Bank of Montana?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 758 SBA loans approved, totaling $125.7M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Supermarkets and Other Grocery Retailers (except Convenience Retailers), General Freight Trucking, Long-Distance, Truckload
- ✓Competitive Terms: Average interest rate of 5.99% with flexible term lengths averaging 93 months
- ✓Loan Range: Loan sizes from $4K to $4.3M, with an average of $166K
- ✓Nationwide Reach: Active lending in 7 states, with strong presence in MT, ND, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Stockman Bank of Montana SBA lending
What types of businesses does Stockman Bank of Montana typically finance?
Stockman Bank of Montana specializes in SBA 7(a) lending to specific industries including offices of dentists, supermarkets and other grocery retailers (except convenience retailers), general freight trucking, long-distance, truckload, specialized freight (except used goods) trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Stockman Bank of Montana's typical SBA loan terms?
Stockman Bank of Montana's SBA 7(a) loans typically feature an average interest rate of 5.99% and average term length of 93 months (approximately 8 years). Loan sizes range from $4K to $4.3M, with an average loan size of $166K.
Do I need a business valuation for a Stockman Bank of Montana SBA loan?
Yes, Stockman Bank of Montana typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Stockman Bank of Montana compare to other SBA lenders?
Stockman Bank of Montana has originated 758 SBA loans totaling $125.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Stockman Bank of Montana lend in?
Stockman Bank of Montana provides SBA 7(a) financing with particularly strong presence in MT, ND, CO, MO, SD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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