State Bank of Chilton
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by State Bank of Chilton
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332710 | Machine Shops | 16 | $1.5M | $94K | 25.0% |
| 423820 | Farm and Garden Machinery and Equipment Merchant Wholesalers | 16 | $33.4M | $2.1M | 25.0% |
| 312120 | Breweries | 8 | $600K | $75K | 12.5% |
| 812112 | Beauty Salons | 8 | $1.7M | $208K | 12.5% |
| 621310 | Offices of Chiropractors | 8 | $1.2M | $147K | 12.5% |
| 445120 | Convenience Stores | 8 | $800K | $100K | 12.5% |
Geographic Distribution
SBA lending activity for State Bank of Chilton by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 64 | $39.1M | 100.0% |
Why Choose State Bank of Chilton?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $39.1M in financing
- ✓Industry Expertise: Specialized focus on Machine Shops, Farm and Garden Machinery and Equipment Merchant Wholesalers, Breweries
- ✓Competitive Terms: Average interest rate of 5.66% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $25K to $4.0M, with an average of $611K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about State Bank of Chilton SBA lending
What types of businesses does State Bank of Chilton typically finance?
State Bank of Chilton specializes in SBA 7(a) lending to specific industries including machine shops, farm and garden machinery and equipment merchant wholesalers, breweries, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are State Bank of Chilton's typical SBA loan terms?
State Bank of Chilton's SBA 7(a) loans typically feature an average interest rate of 5.66% and average term length of 105 months (approximately 9 years). Loan sizes range from $25K to $4.0M, with an average loan size of $611K.
Do I need a business valuation for a State Bank of Chilton SBA loan?
Yes, State Bank of Chilton typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does State Bank of Chilton compare to other SBA lenders?
State Bank of Chilton has originated 64 SBA loans totaling $39.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does State Bank of Chilton lend in?
State Bank of Chilton provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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