State Bank Northwest
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by State Bank Northwest · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 5 | $1.0M | $210K | 4.2% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 4 | $669K | $167K | 3.4% |
| 561730 | Landscaping Services | 3 | $1.0M | $339K | 2.5% |
| 722511 | Full-Service Restaurants | 3 | $1.7M | $579K | 2.5% |
| 488410 | Motor Vehicle Towing | 2 | $816K | $408K | 1.7% |
| 713990 | All Other Amusement and Recreation Industries | 2 | $1.1M | $575K | 1.7% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 2 | $700K | $350K | 1.7% |
| 611691 | Exam Preparation and Tutoring | 2 | $275K | $138K | 1.7% |
| 441210 | Recreational Vehicle Dealers | 2 | $2.0M | $1.0M | 1.7% |
| 621310 | Offices of Chiropractors | 2 | $267K | $134K | 1.7% |
Geographic Distribution
SBA lending activity for State Bank Northwest by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 105 | $43.4M | 89.0% |
| Idaho (ID) | 12 | $8.1M | 10.2% |
| Arizona (AZ) | 1 | $225K | 0.8% |
Why Choose State Bank Northwest?
Based on SBA 7(a) lending track record from 1999-2022
- ✓Proven Track Record: 118 SBA loans approved, totaling $51.7M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Plumbing, Heating, and Air-Conditioning Contractors, Landscaping Services
- ✓Competitive Terms: Average interest rate of 5.84% with flexible term lengths averaging 123 months
- ✓Loan Range: Loan sizes from $20K to $3.6M, with an average of $438K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in WA, ID, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about State Bank Northwest SBA lending
What types of businesses does State Bank Northwest typically finance?
State Bank Northwest specializes in SBA 7(a) lending to specific industries including child care services, plumbing, heating, and air-conditioning contractors, landscaping services, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are State Bank Northwest's typical SBA loan terms?
State Bank Northwest's SBA 7(a) loans typically feature an average interest rate of 5.84% and average term length of 123 months (approximately 10 years). Loan sizes range from $20K to $3.6M, with an average loan size of $438K.
Do I need a business valuation for a State Bank Northwest SBA loan?
Yes, State Bank Northwest typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does State Bank Northwest compare to other SBA lenders?
State Bank Northwest has originated 118 SBA loans totaling $51.7M since 1999. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does State Bank Northwest lend in?
State Bank Northwest provides SBA 7(a) financing with particularly strong presence in WA, ID, AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.