Southwest National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Southwest National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $95K | $95K | 1.8% |
| 811192 | Car Washes | 1 | $25K | $25K | 1.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $55K | $55K | 1.8% |
| 722511 | Full-Service Restaurants | 1 | $150K | $150K | 1.8% |
| 339116 | Dental Laboratories | 1 | $57K | $57K | 1.8% |
| 621310 | Offices of Chiropractors | 1 | $40K | $40K | 1.8% |
| 811111 | General Automotive Repair | 1 | $40K | $40K | 1.8% |
Geographic Distribution
SBA lending activity for Southwest National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 55 | $6.9M | 100.0% |
Why Choose Southwest National Bank?
Based on SBA 7(a) lending track record from 1991-2017
- ✓Proven Track Record: 55 SBA loans approved, totaling $6.9M in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Car Washes, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 94 months
- ✓Loan Range: Loan sizes from $19K to $522K, with an average of $126K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southwest National Bank SBA lending
What types of businesses does Southwest National Bank typically finance?
Southwest National Bank specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, car washes, drinking places (alcoholic beverages), full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southwest National Bank's typical SBA loan terms?
Southwest National Bank's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 94 months (approximately 8 years). Loan sizes range from $19K to $522K, with an average loan size of $126K.
Do I need a business valuation for a Southwest National Bank SBA loan?
Yes, Southwest National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southwest National Bank compare to other SBA lenders?
Southwest National Bank has originated 55 SBA loans totaling $6.9M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southwest National Bank lend in?
Southwest National Bank provides SBA 7(a) financing with particularly strong presence in KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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