Southwest Capital Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Southwest Capital Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 18 | $38.6M | $2.1M | 50.0% |
| 541191 | Title Abstract and Settlement Offices | 3 | $1.3M | $436K | 8.3% |
| 621210 | Offices of Dentists | 2 | $478K | $239K | 5.6% |
| 312120 | Breweries | 1 | $640K | $640K | 2.8% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 1 | $139K | $139K | 2.8% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $40K | $40K | 2.8% |
| 541430 | Graphic Design Services | 1 | $10K | $10K | 2.8% |
Geographic Distribution
SBA lending activity for Southwest Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 4 | $12.8M | 11.1% |
| Colorado (CO) | 3 | $6.2M | 8.3% |
| New Mexico (NM) | 19 | $5.6M | 52.8% |
| Mississippi (MS) | 1 | $5.0M | 2.8% |
| Texas (TX) | 2 | $4.5M | 5.6% |
| Arizona (AZ) | 2 | $3.6M | 5.6% |
| Ohio (OH) | 2 | $3.3M | 5.6% |
| Vermont (VT) | 1 | $1.2M | 2.8% |
| Arkansas (AR) | 1 | $670K | 2.8% |
| California (CA) | 1 | $150K | 2.8% |
Why Choose Southwest Capital Bank?
Based on SBA 7(a) lending track record from 1991-2018
- ✓Proven Track Record: 36 SBA loans approved, totaling $43.0M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Title Abstract and Settlement Offices, Offices of Dentists
- ✓Competitive Terms: Average interest rate of 5.82% with flexible term lengths averaging 196 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $1.2M
- ✓Nationwide Reach: Active lending in 10 states, with strong presence in NM, GA, CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Southwest Capital Bank SBA lending
What types of businesses does Southwest Capital Bank typically finance?
Southwest Capital Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, title abstract and settlement offices, offices of dentists, breweries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Southwest Capital Bank's typical SBA loan terms?
Southwest Capital Bank's SBA 7(a) loans typically feature an average interest rate of 5.82% and average term length of 196 months (approximately 16 years). Loan sizes range from $10K to $5.0M, with an average loan size of $1.2M.
Do I need a business valuation for a Southwest Capital Bank SBA loan?
Yes, Southwest Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Southwest Capital Bank compare to other SBA lenders?
Southwest Capital Bank has originated 36 SBA loans totaling $43.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Southwest Capital Bank lend in?
Southwest Capital Bank provides SBA 7(a) financing with particularly strong presence in NM, GA, CO, AZ, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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