SouthStar Bank, S.S.B.
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by SouthStar Bank, S.S.B.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812910 | Pet Care (except Veterinary) Services | 40 | $4.3M | $107K | 10.4% |
| 624410 | Child Day Care Services | 24 | $81.0M | $3.4M | 6.3% |
| 332992 | Small Arms Ammunition Manufacturing | 16 | $3.1M | $192K | 4.2% |
| 213112 | Support Activities for Oil and Gas Operations | 16 | $4.3M | $270K | 4.2% |
| 238990 | All Other Specialty Trade Contractors | 16 | $4.6M | $288K | 4.2% |
| 238210 | Electrical Contractors | 16 | $4.1M | $254K | 4.2% |
| 812990 | All Other Personal Services | 16 | $33.9M | $2.1M | 4.2% |
| 531210 | Offices of Real Estate Agents and Brokers | 16 | $3.0M | $190K | 4.2% |
| 812310 | Coin-Operated Laundries and Drycleaners | 8 | $5.8M | $729K | 2.1% |
| 323111 | Commercial Gravure Printing | 8 | $9.0M | $1.1M | 2.1% |
Geographic Distribution
SBA lending activity for SouthStar Bank, S.S.B. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 384 | $310.3M | 100.0% |
Why Choose SouthStar Bank, S.S.B.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 384 SBA loans approved, totaling $310.3M in financing
- ✓Industry Expertise: Specialized focus on Pet Care (except Veterinary) Services, Child Day Care Services, Small Arms Ammunition Manufacturing
- ✓Competitive Terms: Average interest rate of 6.87% with flexible term lengths averaging 178 months
- ✓Loan Range: Loan sizes from $75K to $5.0M, with an average of $808K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about SouthStar Bank, S.S.B. SBA lending
What types of businesses does SouthStar Bank, S.S.B. typically finance?
SouthStar Bank, S.S.B. specializes in SBA 7(a) lending to specific industries including pet care (except veterinary) services, child day care services, small arms ammunition manufacturing, support activities for oil and gas operations. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are SouthStar Bank, S.S.B.'s typical SBA loan terms?
SouthStar Bank, S.S.B.'s SBA 7(a) loans typically feature an average interest rate of 6.87% and average term length of 178 months (approximately 15 years). Loan sizes range from $75K to $5.0M, with an average loan size of $808K.
Do I need a business valuation for a SouthStar Bank, S.S.B. SBA loan?
Yes, SouthStar Bank, S.S.B. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does SouthStar Bank, S.S.B. compare to other SBA lenders?
SouthStar Bank, S.S.B. has originated 384 SBA loans totaling $310.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does SouthStar Bank, S.S.B. lend in?
SouthStar Bank, S.S.B. provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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