South Georgia Banking Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by South Georgia Banking Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type Chicken Production | 5 | $2.8M | $559K | 14.7% |
| 624410 | Child Care Services | 2 | $272K | $136K | 5.9% |
| 325211 | Plastics Material and Resin Manufacturing | 1 | $85K | $85K | 2.9% |
| 321991 | Manufactured Home (Mobile Home) Manufacturing | 1 | $454K | $454K | 2.9% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $821K | $821K | 2.9% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologists | 1 | $273K | $273K | 2.9% |
| 541940 | Veterinary Services | 1 | $200K | $200K | 2.9% |
| 713910 | Golf Courses and Country Clubs | 1 | $1.9M | $1.9M | 2.9% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $25K | $25K | 2.9% |
| 561730 | Landscaping Services | 1 | $1.1M | $1.1M | 2.9% |
Geographic Distribution
SBA lending activity for South Georgia Banking Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 34 | $13.1M | 100.0% |
Why Choose South Georgia Banking Company?
Based on SBA 7(a) lending track record from 1993-2005
- ✓Proven Track Record: 34 SBA loans approved, totaling $13.1M in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type Chicken Production, Child Care Services, Plastics Material and Resin Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 125 months
- ✓Loan Range: Loan sizes from $10K to $1.9M, with an average of $387K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about South Georgia Banking Company SBA lending
What types of businesses does South Georgia Banking Company typically finance?
South Georgia Banking Company specializes in SBA 7(a) lending to specific industries including broilers and other meat type chicken production, child care services, plastics material and resin manufacturing, manufactured home (mobile home) manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are South Georgia Banking Company's typical SBA loan terms?
South Georgia Banking Company's SBA 7(a) loans typically feature an average interest rate of — and average term length of 125 months (approximately 10 years). Loan sizes range from $10K to $1.9M, with an average loan size of $387K.
Do I need a business valuation for a South Georgia Banking Company SBA loan?
Yes, South Georgia Banking Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does South Georgia Banking Company compare to other SBA lenders?
South Georgia Banking Company has originated 34 SBA loans totaling $13.1M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does South Georgia Banking Company lend in?
South Georgia Banking Company provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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