SMBC MANUBANK
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by SMBC MANUBANK
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 323111 | Commercial Gravure Printing | 24 | $31.2M | $1.3M | 9.1% |
| 424460 | Fish and Seafood Merchant Wholesalers | 24 | $43.2M | $1.8M | 9.1% |
| 445291 | Baked Goods Stores | 24 | $31.8M | $1.3M | 9.1% |
| 722513 | Limited-Service Restaurants | 16 | $7.4M | $460K | 6.1% |
| 811113 | Automotive Transmission Repair | 16 | $3.6M | $225K | 6.1% |
| 722511 | Full-Service Restaurants | 16 | $34.1M | $2.1M | 6.1% |
| 236210 | Industrial Building Construction | 16 | $20.3M | $1.3M | 6.1% |
| 424470 | Meat and Meat Product Merchant Wholesalers | 8 | $2.0M | $250K | 3.0% |
| 445298 | Other | 8 | $4.5M | $568K | 3.0% |
| 453910 | Pet and Pet Supplies Stores | 8 | $1.0M | $125K | 3.0% |
Geographic Distribution
SBA lending activity for SMBC MANUBANK by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 264 | $270.5M | 100.0% |
Why Choose SMBC MANUBANK?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 264 SBA loans approved, totaling $270.5M in financing
- ✓Industry Expertise: Specialized focus on Commercial Gravure Printing, Fish and Seafood Merchant Wholesalers, Baked Goods Stores
- ✓Competitive Terms: Average interest rate of 6.49% with flexible term lengths averaging 135 months
- ✓Loan Range: Loan sizes from $125K to $3.2M, with an average of $1.0M
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about SMBC MANUBANK SBA lending
What types of businesses does SMBC MANUBANK typically finance?
SMBC MANUBANK specializes in SBA 7(a) lending to specific industries including commercial gravure printing, fish and seafood merchant wholesalers, baked goods stores, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are SMBC MANUBANK's typical SBA loan terms?
SMBC MANUBANK's SBA 7(a) loans typically feature an average interest rate of 6.49% and average term length of 135 months (approximately 11 years). Loan sizes range from $125K to $3.2M, with an average loan size of $1.0M.
Do I need a business valuation for a SMBC MANUBANK SBA loan?
Yes, SMBC MANUBANK typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does SMBC MANUBANK compare to other SBA lenders?
SMBC MANUBANK has originated 264 SBA loans totaling $270.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does SMBC MANUBANK lend in?
SMBC MANUBANK provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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