Silver Lake Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Silver Lake Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 6 | $838K | $140K | 7.5% |
| 621210 | Offices of Dentists | 5 | $1.6M | $313K | 6.3% |
| 561730 | Landscaping Services | 4 | $222K | $56K | 5.0% |
| 811111 | General Automotive Repair | 4 | $806K | $201K | 5.0% |
| 336214 | Travel Trailer and Camper Manufacturing | 3 | $510K | $170K | 3.8% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 3 | $325K | $108K | 3.8% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 3 | $1.1M | $383K | 3.8% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 3 | $816K | $272K | 3.8% |
| 237990 | Other Heavy and Civil Engineering Construction | 2 | $76K | $38K | 2.5% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 2 | $370K | $185K | 2.5% |
Geographic Distribution
SBA lending activity for Silver Lake Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kansas (KS) | 79 | $13.2M | 98.8% |
| Nevada (NV) | 1 | $102K | 1.3% |
Why Choose Silver Lake Bank?
Based on SBA 7(a) lending track record from 1994-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $13.3M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Offices of Dentists, Landscaping Services
- ✓Competitive Terms: Average interest rate of 6.43% with flexible term lengths averaging 76 months
- ✓Loan Range: Loan sizes from $10K to $859K, with an average of $167K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in KS, NV
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Silver Lake Bank SBA lending
What types of businesses does Silver Lake Bank typically finance?
Silver Lake Bank specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, offices of dentists, landscaping services, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Silver Lake Bank's typical SBA loan terms?
Silver Lake Bank's SBA 7(a) loans typically feature an average interest rate of 6.43% and average term length of 76 months (approximately 6 years). Loan sizes range from $10K to $859K, with an average loan size of $167K.
Do I need a business valuation for a Silver Lake Bank SBA loan?
Yes, Silver Lake Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Silver Lake Bank compare to other SBA lenders?
Silver Lake Bank has originated 80 SBA loans totaling $13.3M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Silver Lake Bank lend in?
Silver Lake Bank provides SBA 7(a) financing with particularly strong presence in KS, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.