Savings Bank of Walpole
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Savings Bank of Walpole
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 72 | $9.6M | $133K | 23.1% |
| 451110 | Sporting Goods Stores | 24 | $8.0M | $333K | 7.7% |
| 541350 | Building Inspection Services | 16 | $2.8M | $175K | 5.1% |
| 532289 | Other | 16 | $5.4M | $335K | 5.1% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $1.6M | $100K | 5.1% |
| 323111 | Commercial Gravure Printing | 16 | $16.0M | $1.0M | 5.1% |
| 722511 | Full-Service Restaurants | 16 | $576K | $36K | 5.1% |
| 113310 | Logging | 16 | $2.7M | $171K | 5.1% |
| 611110 | Elementary and Secondary Schools | 16 | $1.2M | $75K | 5.1% |
| 331410 | Nonferrous Metal (except Aluminum) Smelting and Refining | 16 | $6.4M | $400K | 5.1% |
Geographic Distribution
SBA lending activity for Savings Bank of Walpole by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Hampshire (NH) | 280 | $76.5M | 89.7% |
| Vermont (VT) | 32 | $2.7M | 10.3% |
Why Choose Savings Bank of Walpole?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 312 SBA loans approved, totaling $79.2M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Sporting Goods Stores, Building Inspection Services
- ✓Competitive Terms: Average interest rate of 8.05% with flexible term lengths averaging 102 months
- ✓Loan Range: Loan sizes from $10K to $1.8M, with an average of $254K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in NH, VT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Savings Bank of Walpole SBA lending
What types of businesses does Savings Bank of Walpole typically finance?
Savings Bank of Walpole specializes in SBA 7(a) lending to specific industries including limited-service restaurants, sporting goods stores, building inspection services, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Savings Bank of Walpole's typical SBA loan terms?
Savings Bank of Walpole's SBA 7(a) loans typically feature an average interest rate of 8.05% and average term length of 102 months (approximately 9 years). Loan sizes range from $10K to $1.8M, with an average loan size of $254K.
Do I need a business valuation for a Savings Bank of Walpole SBA loan?
Yes, Savings Bank of Walpole typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Savings Bank of Walpole compare to other SBA lenders?
Savings Bank of Walpole has originated 312 SBA loans totaling $79.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Savings Bank of Walpole lend in?
Savings Bank of Walpole provides SBA 7(a) financing with particularly strong presence in NH, VT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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