Regions Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Regions Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type Chicken Production | 272 | $100.0M | $368K | 2.9% |
| 624410 | Child Care Services | 217 | $103.1M | $475K | 2.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 157 | $86.7M | $552K | 1.7% |
| 621310 | Offices of Chiropractors | 147 | $22.3M | $152K | 1.6% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 133 | $31.2M | $235K | 1.4% |
| 811111 | General Automotive Repair | 128 | $35.1M | $275K | 1.4% |
| 621210 | Offices of Dentists | 126 | $51.0M | $405K | 1.3% |
| 713940 | Fitness and Recreational Sports Centers | 92 | $28.6M | $311K | 1.0% |
| 561730 | Landscaping Services | 84 | $27.9M | $332K | 0.9% |
| 722511 | Full-Service Restaurants | 79 | $70.9M | $897K | 0.8% |
Geographic Distribution
SBA lending activity for Regions Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 1,726 | $768.3M | 18.2% |
| Texas (TX) | 995 | $572.2M | 10.5% |
| Georgia (GA) | 1,039 | $500.1M | 11.0% |
| Tennessee (TN) | 995 | $321.3M | 10.5% |
| Alabama (AL) | 790 | $240.9M | 8.3% |
| Louisiana (LA) | 615 | $195.7M | 6.5% |
| Missouri (MO) | 848 | $195.4M | 9.0% |
| Mississippi (MS) | 740 | $192.2M | 7.8% |
| Arkansas (AR) | 687 | $179.0M | 7.3% |
| Indiana (IN) | 297 | $109.5M | 3.1% |
| South Carolina (SC) | 166 | $87.6M | 1.8% |
| North Carolina (NC) | 79 | $81.5M | 0.8% |
| Illinois (IL) | 270 | $56.6M | 2.9% |
| Kentucky (KY) | 95 | $17.0M | 1.0% |
| Iowa (IA) | 79 | $8.1M | 0.8% |
| Virginia (VA) | 11 | $7.7M | 0.1% |
| Oklahoma (OK) | 6 | $2.6M | 0.1% |
| Maryland (MD) | 2 | $2.5M | 0.0% |
| Ohio (OH) | 2 | $2.0M | 0.0% |
| Pennsylvania (PA) | 5 | $1.6M | 0.1% |
| Maine (ME) | 1 | $1.3M | 0.0% |
| New York (NY) | 2 | $1.1M | 0.0% |
| Minnesota (MN) | 1 | $745K | 0.0% |
| Kansas (KS) | 2 | $464K | 0.0% |
| Nevada (NV) | 1 | $396K | 0.0% |
| Wisconsin (WI) | 2 | $350K | 0.0% |
| Michigan (MI) | 1 | $303K | 0.0% |
| New Jersey (NJ) | 1 | $250K | 0.0% |
| Massachusetts (MA) | 1 | $245K | 0.0% |
| Arizona (AZ) | 1 | $240K | 0.0% |
| New Mexico (NM) | 1 | $32K | 0.0% |
| California (CA) | 1 | $25K | 0.0% |
| Washington (WA) | 1 | $5K | 0.0% |
Why Choose Regions Bank?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 9,463 SBA loans approved, totaling $3.55B in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type Chicken Production, Child Care Services, Offices of Physicians (except Mental Health Specialists)
- ✓Competitive Terms: Average interest rate of 6.75% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $3K to $5.0M, with an average of $375K
- ✓Nationwide Reach: Active lending in 33 states, with strong presence in FL, GA, TN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Regions Bank SBA lending
What types of businesses does Regions Bank typically finance?
Regions Bank specializes in SBA 7(a) lending to specific industries including broilers and other meat type chicken production, child care services, offices of physicians (except mental health specialists), offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Regions Bank's typical SBA loan terms?
Regions Bank's SBA 7(a) loans typically feature an average interest rate of 6.75% and average term length of 116 months (approximately 10 years). Loan sizes range from $3K to $5.0M, with an average loan size of $375K.
Do I need a business valuation for a Regions Bank SBA loan?
Yes, Regions Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Regions Bank compare to other SBA lenders?
Regions Bank has originated 9,463 SBA loans totaling $3.55B since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Regions Bank lend in?
Regions Bank provides SBA 7(a) financing with particularly strong presence in FL, GA, TN, TX, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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