Redwood Capital Bank
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Redwood Capital Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 48 | $2.5M | $52K | 22.2% |
| 722410 | Drinking Places (Alcoholic Beverages) | 24 | $5.2M | $216K | 11.1% |
| 721110 | Hotels (except Casino Hotels) and Motels | 16 | $23.0M | $1.4M | 7.4% |
| 811111 | General Automotive Repair | 16 | $4.1M | $257K | 7.4% |
| 722513 | Limited-Service Restaurants | 8 | $200K | $25K | 3.7% |
| 238210 | Electrical Contractors | 8 | $200K | $25K | 3.7% |
| 531311 | Residential Property Managers | 8 | $3.0M | $380K | 3.7% |
| 238990 | All Other Specialty Trade Contractors | 8 | $2.9M | $361K | 3.7% |
| 237310 | Highway, Street, and Bridge Construction | 8 | $2.0M | $250K | 3.7% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 8 | $18.6M | $2.3M | 3.7% |
Geographic Distribution
SBA lending activity for Redwood Capital Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 216 | $82.0M | 100.0% |
Why Choose Redwood Capital Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 216 SBA loans approved, totaling $82.0M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Drinking Places (Alcoholic Beverages), Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 6.04% with flexible term lengths averaging 157 months
- ✓Loan Range: Loan sizes from $23K to $2.3M, with an average of $379K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Redwood Capital Bank SBA lending
What types of businesses does Redwood Capital Bank typically finance?
Redwood Capital Bank specializes in SBA 7(a) lending to specific industries including landscaping services, drinking places (alcoholic beverages), hotels (except casino hotels) and motels, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Redwood Capital Bank's typical SBA loan terms?
Redwood Capital Bank's SBA 7(a) loans typically feature an average interest rate of 6.04% and average term length of 157 months (approximately 13 years). Loan sizes range from $23K to $2.3M, with an average loan size of $379K.
Do I need a business valuation for a Redwood Capital Bank SBA loan?
Yes, Redwood Capital Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Redwood Capital Bank compare to other SBA lenders?
Redwood Capital Bank has originated 216 SBA loans totaling $82.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Redwood Capital Bank lend in?
Redwood Capital Bank provides SBA 7(a) financing with particularly strong presence in CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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