Planters & Citizens Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Planters & Citizens Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 112320 | Broilers and Other Meat Type Chicken Production | 17 | $5.5M | $322K | 56.7% |
| 561730 | Landscaping Services | 1 | $234K | $234K | 3.3% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $241K | $241K | 3.3% |
| 541219 | Other Accounting Services | 1 | $25K | $25K | 3.3% |
| 541940 | Veterinary Services | 1 | $43K | $43K | 3.3% |
| 337121 | Upholstered Household Furniture Manufacturing | 1 | $139K | $139K | 3.3% |
Geographic Distribution
SBA lending activity for Planters & Citizens Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Georgia (GA) | 30 | $7.9M | 100.0% |
Why Choose Planters & Citizens Bank?
Based on SBA 7(a) lending track record from 1992-2005
- ✓Proven Track Record: 30 SBA loans approved, totaling $7.9M in financing
- ✓Industry Expertise: Specialized focus on Broilers and Other Meat Type Chicken Production, Landscaping Services, Drycleaning and Laundry Services (except Coin-Operated)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 169 months
- ✓Loan Range: Loan sizes from $19K to $439K, with an average of $262K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Planters & Citizens Bank SBA lending
What types of businesses does Planters & Citizens Bank typically finance?
Planters & Citizens Bank specializes in SBA 7(a) lending to specific industries including broilers and other meat type chicken production, landscaping services, drycleaning and laundry services (except coin-operated), other accounting services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Planters & Citizens Bank's typical SBA loan terms?
Planters & Citizens Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 169 months (approximately 14 years). Loan sizes range from $19K to $439K, with an average loan size of $262K.
Do I need a business valuation for a Planters & Citizens Bank SBA loan?
Yes, Planters & Citizens Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Planters & Citizens Bank compare to other SBA lenders?
Planters & Citizens Bank has originated 30 SBA loans totaling $7.9M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Planters & Citizens Bank lend in?
Planters & Citizens Bank provides SBA 7(a) financing with particularly strong presence in GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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