Peoples National Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Peoples National Bank National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 19 | $8.9M | $470K | 3.7% |
| 722513 | Limited-Service Restaurants | 14 | $7.3M | $525K | 2.7% |
| 238910 | Site Preparation Contractors | 13 | $4.2M | $325K | 2.5% |
| 623210 | Residential Intellectual and Developmental Disability Facilities | 11 | $11.3M | $1.0M | 2.2% |
| 713940 | Fitness and Recreational Sports Centers | 10 | $1.5M | $154K | 2.0% |
| 624410 | Child Care Services | 9 | $1.6M | $175K | 1.8% |
| 811111 | General Automotive Repair | 8 | $1.4M | $170K | 1.6% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 7 | $2.4M | $349K | 1.4% |
| 621910 | Ambulance Services | 7 | $966K | $138K | 1.4% |
| 812990 | All Other Personal Services | 6 | $515K | $86K | 1.2% |
Geographic Distribution
SBA lending activity for Peoples National Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 393 | $93.9M | 76.9% |
| Missouri (MO) | 108 | $39.3M | 21.1% |
| Tennessee (TN) | 1 | $475K | 0.2% |
| Kentucky (KY) | 3 | $375K | 0.6% |
| Florida (FL) | 3 | $211K | 0.6% |
| Indiana (IN) | 3 | $197K | 0.6% |
Why Choose Peoples National Bank National Association?
Based on SBA 7(a) lending track record from 1993-2025
- ✓Proven Track Record: 511 SBA loans approved, totaling $134.5M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Site Preparation Contractors
- ✓Competitive Terms: Average interest rate of 5.87% with flexible term lengths averaging 115 months
- ✓Loan Range: Loan sizes from $8K to $5.0M, with an average of $263K
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in IL, MO, KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Peoples National Bank National Association SBA lending
What types of businesses does Peoples National Bank National Association typically finance?
Peoples National Bank National Association specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, site preparation contractors, residential intellectual and developmental disability facilities. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Peoples National Bank National Association's typical SBA loan terms?
Peoples National Bank National Association's SBA 7(a) loans typically feature an average interest rate of 5.87% and average term length of 115 months (approximately 10 years). Loan sizes range from $8K to $5.0M, with an average loan size of $263K.
Do I need a business valuation for a Peoples National Bank National Association SBA loan?
Yes, Peoples National Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Peoples National Bank National Association compare to other SBA lenders?
Peoples National Bank National Association has originated 511 SBA loans totaling $134.5M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Peoples National Bank National Association lend in?
Peoples National Bank National Association provides SBA 7(a) financing with particularly strong presence in IL, MO, KY, IN, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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