Peoples Bank of Commerce
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Peoples Bank of Commerce
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811192 | Car Washes | 16 | $4.8M | $300K | 8.3% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 16 | $1.0M | $63K | 8.3% |
| 812112 | Beauty Salons | 16 | $1.6M | $100K | 8.3% |
| 722511 | Full-Service Restaurants | 8 | $900K | $113K | 4.2% |
| 621498 | All Other Outpatient Care Centers | 8 | $2.8M | $351K | 4.2% |
| 312130 | Wineries | 8 | $8.1M | $1.0M | 4.2% |
| 611110 | Elementary and Secondary Schools | 8 | $1.1M | $137K | 4.2% |
| 531311 | Residential Property Managers | 8 | $2.0M | $250K | 4.2% |
| 812199 | Other Personal Care Services | 8 | $948K | $119K | 4.2% |
| 444140 | Other | 8 | $834K | $104K | 4.2% |
Geographic Distribution
SBA lending activity for Peoples Bank of Commerce by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 192 | $69.6M | 100.0% |
Why Choose Peoples Bank of Commerce?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 192 SBA loans approved, totaling $69.6M in financing
- ✓Industry Expertise: Specialized focus on Car Washes, Offices of Physicians (except Mental Health Specialists), Beauty Salons
- ✓Competitive Terms: Average interest rate of 8.36% with flexible term lengths averaging 135 months
- ✓Loan Range: Loan sizes from $25K to $1.1M, with an average of $362K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Peoples Bank of Commerce SBA lending
What types of businesses does Peoples Bank of Commerce typically finance?
Peoples Bank of Commerce specializes in SBA 7(a) lending to specific industries including car washes, offices of physicians (except mental health specialists), beauty salons, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Peoples Bank of Commerce's typical SBA loan terms?
Peoples Bank of Commerce's SBA 7(a) loans typically feature an average interest rate of 8.36% and average term length of 135 months (approximately 11 years). Loan sizes range from $25K to $1.1M, with an average loan size of $362K.
Do I need a business valuation for a Peoples Bank of Commerce SBA loan?
Yes, Peoples Bank of Commerce typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Peoples Bank of Commerce compare to other SBA lenders?
Peoples Bank of Commerce has originated 192 SBA loans totaling $69.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Peoples Bank of Commerce lend in?
Peoples Bank of Commerce provides SBA 7(a) financing with particularly strong presence in OR. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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