PBI Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by PBI Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 2 | $120K | $60K | 7.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $320K | $320K | 3.6% |
| 541511 | Custom Computer Programming Services | 1 | $206K | $206K | 3.6% |
| 621210 | Offices of Dentists | 1 | $490K | $490K | 3.6% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 1 | $150K | $150K | 3.6% |
| 541410 | Interior Design Services | 1 | $60K | $60K | 3.6% |
| 561621 | Security Systems Services (except Locksmiths) | 1 | $225K | $225K | 3.6% |
| 541512 | Computer Systems Design Services | 1 | $50K | $50K | 3.6% |
| 623312 | Assisted Living Facilities for the Elderly | 1 | $960K | $960K | 3.6% |
| 811490 | Other Personal and Household Goods Repair and Maintenance | 1 | $150K | $150K | 3.6% |
Geographic Distribution
SBA lending activity for PBI Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Kentucky (KY) | 28 | $6.1M | 100.0% |
Why Choose PBI Bank?
Based on SBA 7(a) lending track record from 1995-2005
- ✓Proven Track Record: 28 SBA loans approved, totaling $6.1M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Drinking Places (Alcoholic Beverages), Custom Computer Programming Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 131 months
- ✓Loan Range: Loan sizes from $12K to $1.1M, with an average of $217K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in KY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about PBI Bank SBA lending
What types of businesses does PBI Bank typically finance?
PBI Bank specializes in SBA 7(a) lending to specific industries including general automotive repair, drinking places (alcoholic beverages), custom computer programming services, offices of dentists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are PBI Bank's typical SBA loan terms?
PBI Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 131 months (approximately 11 years). Loan sizes range from $12K to $1.1M, with an average loan size of $217K.
Do I need a business valuation for a PBI Bank SBA loan?
Yes, PBI Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does PBI Bank compare to other SBA lenders?
PBI Bank has originated 28 SBA loans totaling $6.1M since 1995. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does PBI Bank lend in?
PBI Bank provides SBA 7(a) financing with particularly strong presence in KY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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