Park State Bank & Trust
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Park State Bank & Trust · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713990 | All Other Amusement and Recreation Industries | 2 | $1.4M | $685K | 20.0% |
| 722511 | Full-Service Restaurants | 2 | $1.2M | $583K | 20.0% |
| 423310 | Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 1 | $637K | $637K | 10.0% |
| 445320 | Beer, Wine, and Liquor Retailers | 1 | $2.1M | $2.1M | 10.0% |
| 811111 | General Automotive Repair | 1 | $720K | $720K | 10.0% |
| 333618 | Other Engine Equipment Manufacturing | 1 | $885K | $885K | 10.0% |
| 444180 | Other Building Material Dealers | 1 | $2.8M | $2.8M | 10.0% |
Geographic Distribution
SBA lending activity for Park State Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 10 | $9.9M | 100.0% |
Why Choose Park State Bank & Trust?
Based on SBA 7(a) lending track record from 2010-2025
- ✓Proven Track Record: 10 SBA loans approved, totaling $9.9M in financing
- ✓Industry Expertise: Specialized focus on All Other Amusement and Recreation Industries, Full-Service Restaurants, Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 7.03% with flexible term lengths averaging 259 months
- ✓Loan Range: Loan sizes from $225K to $2.8M, with an average of $995K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in CO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Park State Bank & Trust SBA lending
What types of businesses does Park State Bank & Trust typically finance?
Park State Bank & Trust specializes in SBA 7(a) lending to specific industries including all other amusement and recreation industries, full-service restaurants, lumber, plywood, millwork, and wood panel merchant wholesalers, beer, wine, and liquor retailers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Park State Bank & Trust's typical SBA loan terms?
Park State Bank & Trust's SBA 7(a) loans typically feature an average interest rate of 7.03% and average term length of 259 months (approximately 22 years). Loan sizes range from $225K to $2.8M, with an average loan size of $995K.
Do I need a business valuation for a Park State Bank & Trust SBA loan?
Yes, Park State Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Park State Bank & Trust compare to other SBA lenders?
Park State Bank & Trust has originated 10 SBA loans totaling $9.9M since 2010. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Park State Bank & Trust lend in?
Park State Bank & Trust provides SBA 7(a) financing with particularly strong presence in CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.