NAICS 444180 Quarterly Industry Report
Other Building Material Dealers
Comprehensive industry research for valuation professionals, business owners, buyers, and lenders
NAICS Code: 444180Sector: 44Updated: Q1 2026
About This Report
This Fair Market Value industry report for NAICS 444180 draws on verified data from the U.S. Census Bureau[4], Bureau of Labor Statistics[6], and Small Business Administration[5] to profile the specialized building material retail sector. Our research team analyzes lumber yard economics, showroom-based sales models, and housing cycle sensitivity to provide accurate market intelligence for business valuation purposes. The report covers SBA size standards, related NAICS classifications, and the operational differences between material specialties within this classification. Fair Market Value updates this NAICS 444180 profile quarterly to reflect new Census releases and industry developments.
Industry Definition & Overview
Other Building Material Dealers (NAICS 444180) encompasses establishments primarily engaged in retailing specialized lines of new building materials, such as lumber and wood products, fencing, glass, doors, plumbing fixtures and supplies, electrical supplies, prefabricated buildings, and kitchen and bath cabinetry. Unlike home centers that carry broad product assortments, businesses in this classification focus on particular material categories and serve contractors, builders, and homeowners undertaking specific construction or renovation projects.
According to the U.S. Census Bureau[4], approximately 39,942 establishments operate under this classification. Lumber yards represent a major segment, stocking dimensional lumber, plywood, engineered wood products, and related building supplies for residential and commercial construction. Glass and door dealers serve both new construction and replacement markets. Plumbing fixture showrooms cater to homeowners and designers selecting sinks, faucets, bathtubs, and fixtures for remodeling projects. Kitchen and bath cabinetry dealers operate showroom-based sales models with design consultation services.
The SBA[5] sets the size standard at $25 million in average annual receipts for this industry. Revenue concentration follows housing construction activity patterns, with lumber yards and building material dealers experiencing demand cycles tied to housing starts, remodeling spending, and commercial construction volumes. Commodity lumber pricing creates margin volatility that distinguishes this sector from more stable retail categories. Dealers often maintain delivery fleets and yard operations that require more capital than typical retail formats.
What's Included in This Industry
- Retail sale of lumber and wood building products
- Retail sale of fencing materials and posts
- Retail sale of glass and glazing supplies
- Retail sale of doors and door frames
- Retail sale of plumbing fixtures and supplies
- Retail sale of electrical supplies and components
- Retail sale of kitchen and bath cabinetry
- Retail sale of prefabricated buildings and components
- Lumber yard and building supply operations
- Retail sale of roofing materials and siding products
NAICS Classification Hierarchy
| Level | Description | Code |
|---|---|---|
| Subsector | Building Material and Garden Equipment and Supplies Dealers | 444 |
| Industry Group | Building Material and Supplies Dealers | 4441 |
| NAICS Industry | Other Building Material Dealers | 44418 |
| National Industry | Other Building Material Dealers | 444180 |
Related NAICS Codes
| Code | Description | Relationship |
|---|---|---|
| 444110 | Home Centers | Operates home centers retailing broad lines of home improvement materials, carrying wider product assortments than specialized building material dealers |
| 444120 | Paint and Wallpaper Retailers | Retails paint, wallpaper, and decorating supplies as a specialty retail format, sharing renovation and construction customer overlap with building material dealers |
| 444140 | Hardware Retailers | Retails general-line hardware items including tools and builders' hardware, operating smaller footprint stores than typical lumber yards and building supply dealers |
| 444230 | Outdoor Power Equipment Retailers | Retails outdoor power equipment including lawn mowers and chainsaws, sharing home improvement retail customer demographics with building material dealers |
| 444240 | Nursery, Garden Center, and Farm Supply Retailers | Retails nursery, garden center, and farm supply products, sharing seasonal demand patterns and rural market overlap with building supply dealers |
| 459510 | Used Merchandise Retailers | Retails used merchandise including secondhand building materials and salvage items, distinguished from this code which covers new building material products exclusively |
SBA Lending Summary
1,224
Total SBA Loans
$914.1M
Total Loan Volume
$747K
Average Loan Size
12 yrs
Average Loan Term
9.89%
Average Interest Rate
11,112
Jobs Supported
Source: SBA 7(a) Program Data, U.S. Small Business Administration — FY 2025[3]
Key Insight: The SBA[5] classifies NAICS 444180 under other building material dealers with a size standard of $25 million in average annual receipts. Businesses at or below this revenue threshold qualify as small for federal contracting preferences and SBA loan programs. Building material dealers can access SBA 7(a) loans[7] for lumber inventory financing, delivery fleet purchases, and working capital during seasonal demand cycles. Firms purchasing lumber yard properties or showroom facilities may qualify for 504 loans[8]. Commodity lumber price swings create working capital variability that makes credit line access particularly important for dealers in this classification.
Top SBA Lenders
| # | Lender | Loans | Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 80 | $92.4M | $1.2M |
| 2 | Live Oak Banking Company | 40 | $62.3M | $1.6M |
| 3 | TD Bank, National Association | 24 | $42.0M | $1.8M |
| 4 | First Bank of the Lake | 16 | $41.0M | $2.6M |
| 5 | Busey Bank | 16 | $40.3M | $2.5M |
Frequently Asked Questions
Common questions about this industry.
What types of businesses fall under NAICS 444180?
NAICS 444180 covers retailers of specialized building materials including lumber yards, fencing dealers, glass shops, door dealers, plumbing fixture showrooms, electrical supply stores, kitchen and bath cabinetry retailers, and prefabricated building dealers. Source: U.S. Census Bureau[4]
How is NAICS 444180 structured?
Businesses range from small specialty showrooms (kitchen cabinetry, plumbing fixtures) to large lumber yards with delivery fleets and outdoor storage. Most specialize in one or two material categories rather than carrying full building supply lines, which distinguishes them from home centers.
What is the SBA size standard for NAICS 444180?
The SBA sets the size standard at $25 million in average annual receipts for other building material dealers. Businesses at or below this revenue level qualify as small for federal contracting preferences and SBA loan programs. Source: SBA Size Standards[5]
What NAICS codes are related to building material dealers?
Related retail codes include 444110 (home centers), 444120 (paint and wallpaper), 444140 (hardware retailers), 444230 (outdoor power equipment), and 444240 (nursery and garden centers). Source: Census NAICS[4]
What industries are related to building material retailing?
Key supplier industries include 321911 (wood windows and doors), 321918 (other millwork), 327331 (concrete blocks and bricks), and 326191 (plastics plumbing fixtures). Customer industries include 238210 (electrical contractors) and other specialty trade contractors.
What activities are included in NAICS 444180?
Activities include retailing lumber, fencing, glass, doors, plumbing fixtures, electrical supplies, kitchen cabinetry, bath fixtures, prefabricated buildings, roofing materials, and siding products. Lumber yard operations with delivery services are also included.
Can building material dealers get SBA loans?
Yes, small businesses under NAICS 444180 can access SBA 7(a) loans for inventory financing, delivery fleet purchases, and working capital during seasonal cycles. Firms purchasing lumber yard or showroom properties may qualify for 504 loans. Source: SBA Loan Programs[9]
Where are building material dealers concentrated in the United States?
Building material dealers concentrate in regions with active construction markets. States with high housing start volumes, including Texas, Florida, California, and the Southeast, support larger numbers of lumber yards and building supply retailers. Rural areas rely heavily on independent building material dealers for construction supply needs.
Sources & References
Government datasets and editorial sources used in this report.
- [1]U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages bls.gov
- [2]U.S. Census Bureau, Economic Census census.gov
- [3]U.S. Small Business Administration, SBA 7(a) Loan Program Data data.sba.gov
- [4]U.S. Census Bureau census.gov
- [5]SBA sba.gov
- [6]Bureau of Labor Statistics bls.gov
- [7]SBA 7(a) loans sba.gov
- [8]504 loans sba.gov
- [9]SBA Loan Programs sba.gov
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