Orange Bank & Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Orange Bank & Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 2 | $278K | $139K | 4.3% |
| 238140 | Masonry Contractors | 1 | $200K | $200K | 2.1% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $104K | $104K | 2.1% |
| 812112 | Beauty Salons | 1 | $65K | $65K | 2.1% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $132K | $132K | 2.1% |
| 811192 | Car Washes | 1 | $250K | $250K | 2.1% |
| 541110 | Offices of Lawyers | 1 | $35K | $35K | 2.1% |
| 485310 | Taxi and Ridesharing Services | 1 | $200K | $200K | 2.1% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $100K | $100K | 2.1% |
| 541330 | Engineering Services | 1 | $100K | $100K | 2.1% |
Geographic Distribution
SBA lending activity for Orange Bank & Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 47 | $6.0M | 100.0% |
Why Choose Orange Bank & Trust Company?
Based on SBA 7(a) lending track record from 1991-2003
- ✓Proven Track Record: 47 SBA loans approved, totaling $6.0M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Masonry Contractors, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 93 months
- ✓Loan Range: Loan sizes from $25K to $550K, with an average of $128K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Orange Bank & Trust Company SBA lending
What types of businesses does Orange Bank & Trust Company typically finance?
Orange Bank & Trust Company specializes in SBA 7(a) lending to specific industries including general automotive repair, masonry contractors, coin-operated laundries and drycleaners, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Orange Bank & Trust Company's typical SBA loan terms?
Orange Bank & Trust Company's SBA 7(a) loans typically feature an average interest rate of — and average term length of 93 months (approximately 8 years). Loan sizes range from $25K to $550K, with an average loan size of $128K.
Do I need a business valuation for a Orange Bank & Trust Company SBA loan?
Yes, Orange Bank & Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Orange Bank & Trust Company compare to other SBA lenders?
Orange Bank & Trust Company has originated 47 SBA loans totaling $6.0M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Orange Bank & Trust Company lend in?
Orange Bank & Trust Company provides SBA 7(a) financing with particularly strong presence in NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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