Opportunity Bank of Montana
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Opportunity Bank of Montana
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713990 | All Other Amusement and Recreation Industries | 16 | $22.8M | $1.4M | 10.5% |
| 238990 | All Other Specialty Trade Contractors | 16 | $9.8M | $610K | 10.5% |
| 722513 | Limited-Service Restaurants | 16 | $4.0M | $249K | 10.5% |
| 621310 | Offices of Chiropractors | 8 | $907K | $113K | 5.3% |
| 331210 | Iron and Steel Pipe and Tube Manufacturing from Purchased Steel | 8 | $2.8M | $350K | 5.3% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $1.2M | $150K | 5.3% |
| 115112 | Soil Preparation, Planting, and Cultivating | 8 | $900K | $113K | 5.3% |
| 237310 | Highway, Street, and Bridge Construction | 8 | $13.9M | $1.7M | 5.3% |
| 238390 | Other Building Finishing Contractors | 8 | $7.3M | $909K | 5.3% |
| 115310 | Support Activities for Forestry | 8 | $1.8M | $228K | 5.3% |
Geographic Distribution
SBA lending activity for Opportunity Bank of Montana by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 152 | $78.3M | 100.0% |
Why Choose Opportunity Bank of Montana?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $78.3M in financing
- ✓Industry Expertise: Specialized focus on All Other Amusement and Recreation Industries, All Other Specialty Trade Contractors, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.61% with flexible term lengths averaging 117 months
- ✓Loan Range: Loan sizes from $51K to $2.1M, with an average of $515K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Opportunity Bank of Montana SBA lending
What types of businesses does Opportunity Bank of Montana typically finance?
Opportunity Bank of Montana specializes in SBA 7(a) lending to specific industries including all other amusement and recreation industries, all other specialty trade contractors, limited-service restaurants, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Opportunity Bank of Montana's typical SBA loan terms?
Opportunity Bank of Montana's SBA 7(a) loans typically feature an average interest rate of 6.61% and average term length of 117 months (approximately 10 years). Loan sizes range from $51K to $2.1M, with an average loan size of $515K.
Do I need a business valuation for a Opportunity Bank of Montana SBA loan?
Yes, Opportunity Bank of Montana typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Opportunity Bank of Montana compare to other SBA lenders?
Opportunity Bank of Montana has originated 152 SBA loans totaling $78.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Opportunity Bank of Montana lend in?
Opportunity Bank of Montana provides SBA 7(a) financing with particularly strong presence in MT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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