OneAZ CU
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by OneAZ CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 8 | $4.0M | $500K | 12.5% |
| 722511 | Full-Service Restaurants | 8 | $12.0M | $1.5M | 12.5% |
| 541613 | Marketing Consulting Services | 8 | $4.3M | $540K | 12.5% |
| 423840 | Industrial Supplies Merchant Wholesalers | 8 | $3.6M | $454K | 12.5% |
| 624410 | Child Day Care Services | 8 | $2.3M | $293K | 12.5% |
| 622110 | General Medical and Surgical Hospitals | 8 | $1.6M | $196K | 12.5% |
| 425120 | Wholesale Trade Agents and Brokers | 8 | $5.1M | $642K | 12.5% |
| 721110 | Hotels (except Casino Hotels) and Motels | 8 | $10.2M | $1.3M | 12.5% |
Geographic Distribution
SBA lending activity for OneAZ CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 64 | $43.2M | 100.0% |
Why Choose OneAZ CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 64 SBA loans approved, totaling $43.2M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, Full-Service Restaurants, Marketing Consulting Services
- ✓Competitive Terms: Average interest rate of 8.34% with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $196K to $1.5M, with an average of $675K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about OneAZ CU SBA lending
What types of businesses does OneAZ CU typically finance?
OneAZ CU specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, full-service restaurants, marketing consulting services, industrial supplies merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are OneAZ CU's typical SBA loan terms?
OneAZ CU's SBA 7(a) loans typically feature an average interest rate of 8.34% and average term length of 139 months (approximately 12 years). Loan sizes range from $196K to $1.5M, with an average loan size of $675K.
Do I need a business valuation for a OneAZ CU SBA loan?
Yes, OneAZ CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does OneAZ CU compare to other SBA lenders?
OneAZ CU has originated 64 SBA loans totaling $43.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does OneAZ CU lend in?
OneAZ CU provides SBA 7(a) financing with particularly strong presence in AZ. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
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