One World Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by One World Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 56 | $64.3M | $1.1M | 16.3% |
| 447110 | Gasoline Stations with Convenience Stores | 32 | $59.7M | $1.9M | 9.3% |
| 441120 | Used Car Dealers | 32 | $38.1M | $1.2M | 9.3% |
| 624410 | Child Day Care Services | 24 | $21.5M | $896K | 7.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 16 | $78.9M | $4.9M | 4.7% |
| 812310 | Coin-Operated Laundries and Drycleaners | 16 | $37.7M | $2.4M | 4.7% |
| 445299 | All Other Specialty Food Stores | 16 | $6.8M | $423K | 4.7% |
| 424420 | Packaged Frozen Food Merchant Wholesalers | 16 | $26.4M | $1.6M | 4.7% |
| 812990 | All Other Personal Services | 16 | $4.4M | $275K | 4.7% |
| 722513 | Limited-Service Restaurants | 8 | $4.1M | $507K | 2.3% |
Geographic Distribution
SBA lending activity for One World Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 336 | $483.5M | 97.7% |
| Oklahoma (OK) | 8 | $3.4M | 2.3% |
Why Choose One World Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 344 SBA loans approved, totaling $486.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Gasoline Stations with Convenience Stores, Used Car Dealers
- ✓Competitive Terms: Average interest rate of 7.01% with flexible term lengths averaging 223 months
- ✓Loan Range: Loan sizes from $60K to $5.0M, with an average of $1.4M
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about One World Bank SBA lending
What types of businesses does One World Bank typically finance?
One World Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, gasoline stations with convenience stores, used car dealers, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are One World Bank's typical SBA loan terms?
One World Bank's SBA 7(a) loans typically feature an average interest rate of 7.01% and average term length of 223 months (approximately 19 years). Loan sizes range from $60K to $5.0M, with an average loan size of $1.4M.
Do I need a business valuation for a One World Bank SBA loan?
Yes, One World Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does One World Bank compare to other SBA lenders?
One World Bank has originated 344 SBA loans totaling $486.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does One World Bank lend in?
One World Bank provides SBA 7(a) financing with particularly strong presence in TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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