Oklahoma Bank and Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Oklahoma Bank and Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 3 | $167K | $56K | 13.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $1.5M | $1.5M | 4.3% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $180K | $180K | 4.3% |
| 624190 | Other Individual and Family Services | 1 | $30K | $30K | 4.3% |
| 722513 | Limited-Service Restaurants | 1 | $1.1M | $1.1M | 4.3% |
| 456110 | Pharmacies and Drug Retailers | 1 | $350K | $350K | 4.3% |
| 327991 | Cut Stone and Stone Product Manufacturing | 1 | $90K | $90K | 4.3% |
| 311421 | Fruit and Vegetable Canning | 1 | $650K | $650K | 4.3% |
Geographic Distribution
SBA lending activity for Oklahoma Bank and Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 23 | $5.4M | 100.0% |
Why Choose Oklahoma Bank and Trust Company?
Based on SBA 7(a) lending track record from 1992-2022
- ✓Proven Track Record: 23 SBA loans approved, totaling $5.4M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Hotels (except Casino Hotels) and Motels, Sporting and Athletic Goods Manufacturing
- ✓Competitive Terms: Average interest rate of 5.38% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $5K to $1.5M, with an average of $237K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Oklahoma Bank and Trust Company SBA lending
What types of businesses does Oklahoma Bank and Trust Company typically finance?
Oklahoma Bank and Trust Company specializes in SBA 7(a) lending to specific industries including child care services, hotels (except casino hotels) and motels, sporting and athletic goods manufacturing, other individual and family services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Oklahoma Bank and Trust Company's typical SBA loan terms?
Oklahoma Bank and Trust Company's SBA 7(a) loans typically feature an average interest rate of 5.38% and average term length of 106 months (approximately 9 years). Loan sizes range from $5K to $1.5M, with an average loan size of $237K.
Do I need a business valuation for a Oklahoma Bank and Trust Company SBA loan?
Yes, Oklahoma Bank and Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Oklahoma Bank and Trust Company compare to other SBA lenders?
Oklahoma Bank and Trust Company has originated 23 SBA loans totaling $5.4M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Oklahoma Bank and Trust Company lend in?
Oklahoma Bank and Trust Company provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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