National Cooperative Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by National Cooperative Bank, National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 11 | $15.9M | $1.4M | 4.0% |
| 445291 | Baked Goods Retailers | 9 | $4.3M | $477K | 3.3% |
| 812310 | Coin-Operated Laundries and Drycleaners | 9 | $4.0M | $449K | 3.3% |
| 444140 | Hardware Retailers | 4 | $6.5M | $1.6M | 1.5% |
| 561720 | Janitorial Services | 2 | $186K | $93K | 0.7% |
| 611620 | Sports and Recreation Instruction | 2 | $560K | $280K | 0.7% |
| 532310 | General Rental Centers | 2 | $790K | $395K | 0.7% |
| 611691 | Exam Preparation and Tutoring | 2 | $320K | $160K | 0.7% |
| 713990 | All Other Amusement and Recreation Industries | 2 | $660K | $330K | 0.7% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 2 | $1.2M | $588K | 0.7% |
Geographic Distribution
SBA lending activity for National Cooperative Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 20 | $21.8M | 7.3% |
| California (CA) | 25 | $15.5M | 9.1% |
| Connecticut (CT) | 23 | $9.7M | 8.4% |
| Virginia (VA) | 13 | $9.0M | 4.7% |
| Florida (FL) | 17 | $8.7M | 6.2% |
| New York (NY) | 13 | $7.9M | 4.7% |
| Maryland (MD) | 16 | $6.8M | 5.8% |
| North Carolina (NC) | 15 | $5.9M | 5.5% |
| Ohio (OH) | 12 | $5.2M | 4.4% |
| Pennsylvania (PA) | 12 | $4.7M | 4.4% |
| Arizona (AZ) | 10 | $4.7M | 3.6% |
| Alaska (AK) | 7 | $4.5M | 2.5% |
| Wisconsin (WI) | 1 | $4.3M | 0.4% |
| Michigan (MI) | 9 | $4.2M | 3.3% |
| District of Columbia (DC) | 7 | $3.6M | 2.5% |
| Oregon (OR) | 7 | $3.5M | 2.5% |
| South Carolina (SC) | 4 | $3.3M | 1.5% |
| Vermont (VT) | 1 | $3.1M | 0.4% |
| New Jersey (NJ) | 7 | $3.0M | 2.5% |
| Georgia (GA) | 12 | $3.0M | 4.4% |
| Illinois (IL) | 3 | $1.6M | 1.1% |
| Indiana (IN) | 3 | $1.5M | 1.1% |
| Massachusetts (MA) | 9 | $1.5M | 3.3% |
| Missouri (MO) | 4 | $1.5M | 1.5% |
| Hawaii (HI) | 1 | $1.3M | 0.4% |
| Washington (WA) | 2 | $1.1M | 0.7% |
| Tennessee (TN) | 3 | $1.0M | 1.1% |
| Louisiana (LA) | 2 | $895K | 0.7% |
| New Hampshire (NH) | 2 | $845K | 0.7% |
| Delaware (DE) | 2 | $800K | 0.7% |
| Minnesota (MN) | 1 | $535K | 0.4% |
| Kentucky (KY) | 2 | $504K | 0.7% |
| Maine (ME) | 1 | $500K | 0.4% |
| Iowa (IA) | 2 | $401K | 0.7% |
| Nevada (NV) | 1 | $300K | 0.4% |
| Oklahoma (OK) | 2 | $275K | 0.7% |
| Idaho (ID) | 1 | $235K | 0.4% |
| Arkansas (AR) | 1 | $150K | 0.4% |
| Nebraska (NE) | 1 | $142K | 0.4% |
| Rhode Island (RI) | 1 | $140K | 0.4% |
Why Choose National Cooperative Bank, National Association?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 275 SBA loans approved, totaling $147.8M in financing
- ✓Industry Expertise: Specialized focus on Supermarkets and Other Grocery Retailers (except Convenience Retailers), Baked Goods Retailers, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of 5.95% with flexible term lengths averaging 131 months
- ✓Loan Range: Loan sizes from $20K to $4.3M, with an average of $538K
- ✓Nationwide Reach: Active lending in 40 states, with strong presence in CA, CT, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about National Cooperative Bank, National Association SBA lending
What types of businesses does National Cooperative Bank, National Association typically finance?
National Cooperative Bank, National Association specializes in SBA 7(a) lending to specific industries including supermarkets and other grocery retailers (except convenience retailers), baked goods retailers, coin-operated laundries and drycleaners, hardware retailers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are National Cooperative Bank, National Association's typical SBA loan terms?
National Cooperative Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 5.95% and average term length of 131 months (approximately 11 years). Loan sizes range from $20K to $4.3M, with an average loan size of $538K.
Do I need a business valuation for a National Cooperative Bank, National Association SBA loan?
Yes, National Cooperative Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does National Cooperative Bank, National Association compare to other SBA lenders?
National Cooperative Bank, National Association has originated 275 SBA loans totaling $147.8M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does National Cooperative Bank, National Association lend in?
National Cooperative Bank, National Association provides SBA 7(a) financing with particularly strong presence in CA, CT, TX, FL, MD. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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