National Consumer Cooperative Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by National Consumer Cooperative Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 445291 | Baked Goods Retailers | 5 | $2.6M | $528K | 7.7% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 2 | $927K | $464K | 3.1% |
| 811192 | Car Washes | 1 | $1.1M | $1.1M | 1.5% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $425K | $425K | 1.5% |
| 423610 | Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | 1 | $2.0M | $2.0M | 1.5% |
| 624410 | Child Care Services | 1 | $750K | $750K | 1.5% |
| 532310 | General Rental Centers | 1 | $440K | $440K | 1.5% |
| 441110 | New Car Dealers | 1 | $350K | $350K | 1.5% |
| 561720 | Janitorial Services | 1 | $1.5M | $1.5M | 1.5% |
| 561431 | Private Mail Centers | 1 | $134K | $134K | 1.5% |
Geographic Distribution
SBA lending activity for National Consumer Cooperative Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 5 | $5.3M | 7.7% |
| Florida (FL) | 6 | $3.8M | 9.2% |
| Georgia (GA) | 4 | $3.1M | 6.2% |
| New York (NY) | 5 | $2.8M | 7.7% |
| Virginia (VA) | 5 | $2.7M | 7.7% |
| Nevada (NV) | 3 | $2.7M | 4.6% |
| Oregon (OR) | 2 | $2.4M | 3.1% |
| Connecticut (CT) | 4 | $2.1M | 6.2% |
| Maine (ME) | 1 | $1.6M | 1.5% |
| Pennsylvania (PA) | 3 | $1.6M | 4.6% |
| Illinois (IL) | 3 | $1.4M | 4.6% |
| Texas (TX) | 3 | $1.3M | 4.6% |
| Ohio (OH) | 3 | $1.1M | 4.6% |
| Maryland (MD) | 4 | $1.1M | 6.2% |
| Washington (WA) | 2 | $950K | 3.1% |
| North Carolina (NC) | 2 | $875K | 3.1% |
| New Jersey (NJ) | 1 | $750K | 1.5% |
| Colorado (CO) | 1 | $550K | 1.5% |
| South Carolina (SC) | 1 | $436K | 1.5% |
| New Hampshire (NH) | 1 | $425K | 1.5% |
| California (CA) | 1 | $375K | 1.5% |
| Michigan (MI) | 2 | $350K | 3.1% |
| Delaware (DE) | 1 | $325K | 1.5% |
| District of Columbia (DC) | 1 | $315K | 1.5% |
| Massachusetts (MA) | 1 | $285K | 1.5% |
Why Choose National Consumer Cooperative Bank?
Based on SBA 7(a) lending track record from 2001-2009
- ✓Proven Track Record: 65 SBA loans approved, totaling $38.6M in financing
- ✓Industry Expertise: Specialized focus on Baked Goods Retailers, Supermarkets and Other Grocery Retailers (except Convenience Retailers), Car Washes
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $125K to $2.0M, with an average of $594K
- ✓Nationwide Reach: Active lending in 25 states, with strong presence in FL, NY, LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about National Consumer Cooperative Bank SBA lending
What types of businesses does National Consumer Cooperative Bank typically finance?
National Consumer Cooperative Bank specializes in SBA 7(a) lending to specific industries including baked goods retailers, supermarkets and other grocery retailers (except convenience retailers), car washes, coin-operated laundries and drycleaners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are National Consumer Cooperative Bank's typical SBA loan terms?
National Consumer Cooperative Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 120 months (approximately 10 years). Loan sizes range from $125K to $2.0M, with an average loan size of $594K.
Do I need a business valuation for a National Consumer Cooperative Bank SBA loan?
Yes, National Consumer Cooperative Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does National Consumer Cooperative Bank compare to other SBA lenders?
National Consumer Cooperative Bank has originated 65 SBA loans totaling $38.6M since 2001. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does National Consumer Cooperative Bank lend in?
National Consumer Cooperative Bank provides SBA 7(a) financing with particularly strong presence in FL, NY, LA, VA, GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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