Mountain Pacific Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Mountain Pacific Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 447110 | Gasoline Stations with Convenience Stores | 112 | $198.3M | $1.8M | 13.0% |
| 457110 | Other | 104 | $383.2M | $3.7M | 12.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 96 | $321.9M | $3.4M | 11.1% |
| 722511 | Full-Service Restaurants | 48 | $54.8M | $1.1M | 5.6% |
| 722513 | Limited-Service Restaurants | 48 | $32.3M | $674K | 5.6% |
| 445120 | Convenience Stores | 32 | $17.1M | $535K | 3.7% |
| 445131 | Other | 32 | $49.1M | $1.5M | 3.7% |
| 623312 | Homes for the Elderly | 32 | $25.7M | $804K | 3.7% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 24 | $9.2M | $383K | 2.8% |
| 441222 | Boat Dealers | 16 | $80.0M | $5.0M | 1.9% |
Geographic Distribution
SBA lending activity for Mountain Pacific Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Washington (WA) | 664 | $1.15B | 76.9% |
| Oregon (OR) | 128 | $207.1M | 14.8% |
| Alaska (AK) | 40 | $41.6M | 4.6% |
| California (CA) | 8 | $40.0M | 0.9% |
| Montana (MT) | 16 | $14.2M | 1.9% |
| Colorado (CO) | 8 | $5.2M | 0.9% |
Why Choose Mountain Pacific Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 864 SBA loans approved, totaling $1.46B in financing
- ✓Industry Expertise: Specialized focus on Gasoline Stations with Convenience Stores, Other, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 7.58% with flexible term lengths averaging 222 months
- ✓Loan Range: Loan sizes from $100K to $5.0M, with an average of $1.7M
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in WA, OR, AK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Mountain Pacific Bank SBA lending
What types of businesses does Mountain Pacific Bank typically finance?
Mountain Pacific Bank specializes in SBA 7(a) lending to specific industries including gasoline stations with convenience stores, other, hotels (except casino hotels) and motels, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Mountain Pacific Bank's typical SBA loan terms?
Mountain Pacific Bank's SBA 7(a) loans typically feature an average interest rate of 7.58% and average term length of 222 months (approximately 19 years). Loan sizes range from $100K to $5.0M, with an average loan size of $1.7M.
Do I need a business valuation for a Mountain Pacific Bank SBA loan?
Yes, Mountain Pacific Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Mountain Pacific Bank compare to other SBA lenders?
Mountain Pacific Bank has originated 864 SBA loans totaling $1.46B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Mountain Pacific Bank lend in?
Mountain Pacific Bank provides SBA 7(a) financing with particularly strong presence in WA, OR, AK, MT, CA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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