Mountain Bizcapital, Inc.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Mountain Bizcapital, Inc.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 112 | $16.0M | $143K | 21.2% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 56 | $11.4M | $204K | 10.6% |
| 722513 | Limited-Service Restaurants | 32 | $6.1M | $191K | 6.1% |
| 339992 | Musical Instrument Manufacturing | 24 | $1.2M | $50K | 4.5% |
| 312111 | Soft Drink Manufacturing | 16 | $2.9M | $184K | 3.0% |
| 722410 | Drinking Places (Alcoholic Beverages) | 16 | $2.0M | $125K | 3.0% |
| 531311 | Residential Property Managers | 16 | $3.2M | $200K | 3.0% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $3.4M | $210K | 3.0% |
| 488410 | Motor Vehicle Towing | 8 | $600K | $75K | 1.5% |
| 311920 | Coffee and Tea Manufacturing | 8 | $1.2M | $150K | 1.5% |
Geographic Distribution
SBA lending activity for Mountain Bizcapital, Inc. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 528 | $80.3M | 100.0% |
Why Choose Mountain Bizcapital, Inc.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 528 SBA loans approved, totaling $80.3M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Snack and Nonalcoholic Beverage Bars, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.09% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $35K to $350K, with an average of $152K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Mountain Bizcapital, Inc. SBA lending
What types of businesses does Mountain Bizcapital, Inc. typically finance?
Mountain Bizcapital, Inc. specializes in SBA 7(a) lending to specific industries including full-service restaurants, snack and nonalcoholic beverage bars, limited-service restaurants, musical instrument manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Mountain Bizcapital, Inc.'s typical SBA loan terms?
Mountain Bizcapital, Inc.'s SBA 7(a) loans typically feature an average interest rate of 8.09% and average term length of 120 months (approximately 10 years). Loan sizes range from $35K to $350K, with an average loan size of $152K.
Do I need a business valuation for a Mountain Bizcapital, Inc. SBA loan?
Yes, Mountain Bizcapital, Inc. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Mountain Bizcapital, Inc. compare to other SBA lenders?
Mountain Bizcapital, Inc. has originated 528 SBA loans totaling $80.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Mountain Bizcapital, Inc. lend in?
Mountain Bizcapital, Inc. provides SBA 7(a) financing with particularly strong presence in NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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