McIntosh County Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by McIntosh County Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $48K | $24K | 9.5% |
| 115113 | Crop Harvesting, Primarily by Machine | 2 | $48K | $24K | 9.5% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $20K | $20K | 4.8% |
| 441110 | New Car Dealers | 1 | $40K | $40K | 4.8% |
Geographic Distribution
SBA lending activity for McIntosh County Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Dakota (ND) | 21 | $1.7M | 100.0% |
Why Choose McIntosh County Bank?
Based on SBA 7(a) lending track record from 1991-2002
- ✓Proven Track Record: 21 SBA loans approved, totaling $1.7M in financing
- ✓Industry Expertise: Specialized focus on Automotive Body, Paint, and Interior Repair and Maintenance, Crop Harvesting, Primarily by Machine, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 131 months
- ✓Loan Range: Loan sizes from $13K to $351K, with an average of $79K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in ND
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about McIntosh County Bank SBA lending
What types of businesses does McIntosh County Bank typically finance?
McIntosh County Bank specializes in SBA 7(a) lending to specific industries including automotive body, paint, and interior repair and maintenance, crop harvesting, primarily by machine, drinking places (alcoholic beverages), new car dealers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are McIntosh County Bank's typical SBA loan terms?
McIntosh County Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 131 months (approximately 11 years). Loan sizes range from $13K to $351K, with an average loan size of $79K.
Do I need a business valuation for a McIntosh County Bank SBA loan?
Yes, McIntosh County Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does McIntosh County Bank compare to other SBA lenders?
McIntosh County Bank has originated 21 SBA loans totaling $1.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does McIntosh County Bank lend in?
McIntosh County Bank provides SBA 7(a) financing with particularly strong presence in ND. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.