MCBank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by MCBank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 2 | $195K | $98K | 4.3% |
| 811192 | Car Washes | 2 | $103K | $52K | 4.3% |
| 713990 | All Other Amusement and Recreation Industries | 1 | $133K | $133K | 2.2% |
| 316110 | Leather and Hide Tanning and Finishing | 1 | $18K | $18K | 2.2% |
| 327390 | Other Concrete Product Manufacturing | 1 | $150K | $150K | 2.2% |
| 115116 | Farm Management Services | 1 | $40K | $40K | 2.2% |
| 325910 | Printing Ink Manufacturing | 1 | $30K | $30K | 2.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $55K | $55K | 2.2% |
| 811111 | General Automotive Repair | 1 | $33K | $33K | 2.2% |
| 624410 | Child Care Services | 1 | $16K | $16K | 2.2% |
Geographic Distribution
SBA lending activity for MCBank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 46 | $2.4M | 100.0% |
Why Choose MCBank?
Based on SBA 7(a) lending track record from 1994-2003
- ✓Proven Track Record: 46 SBA loans approved, totaling $2.4M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Car Washes, All Other Amusement and Recreation Industries
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 80 months
- ✓Loan Range: Loan sizes from $14K to $150K, with an average of $53K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about MCBank SBA lending
What types of businesses does MCBank typically finance?
MCBank specializes in SBA 7(a) lending to specific industries including offices of dentists, car washes, all other amusement and recreation industries, leather and hide tanning and finishing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are MCBank's typical SBA loan terms?
MCBank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 80 months (approximately 7 years). Loan sizes range from $14K to $150K, with an average loan size of $53K.
Do I need a business valuation for a MCBank SBA loan?
Yes, MCBank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does MCBank compare to other SBA lenders?
MCBank has originated 46 SBA loans totaling $2.4M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does MCBank lend in?
MCBank provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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