Lone Oak Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Lone Oak Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 24 | $12.1M | $502K | 100.0% |
Geographic Distribution
SBA lending activity for Lone Oak Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 24 | $12.1M | 100.0% |
Why Choose Lone Oak Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 24 SBA loans approved, totaling $12.1M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services
- ✓Competitive Terms: Average interest rate of 9.50% with flexible term lengths averaging 36 months
- ✓Loan Range: Loan sizes from $302K to $855K, with an average of $502K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Lone Oak Bank National Association SBA lending
What types of businesses does Lone Oak Bank National Association typically finance?
Lone Oak Bank National Association specializes in SBA 7(a) lending to specific industries including landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Lone Oak Bank National Association's typical SBA loan terms?
Lone Oak Bank National Association's SBA 7(a) loans typically feature an average interest rate of 9.50% and average term length of 36 months (approximately 3 years). Loan sizes range from $302K to $855K, with an average loan size of $502K.
Do I need a business valuation for a Lone Oak Bank National Association SBA loan?
Yes, Lone Oak Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Lone Oak Bank National Association compare to other SBA lenders?
Lone Oak Bank National Association has originated 24 SBA loans totaling $12.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Lone Oak Bank National Association lend in?
Lone Oak Bank National Association provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.