Liberty Savings Bank FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Liberty Savings Bank FSB · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 7 | $1.4M | $203K | 14.0% |
| 811111 | General Automotive Repair | 2 | $690K | $345K | 4.0% |
| 624120 | Services for the Elderly and Persons with Disabilities | 1 | $143K | $143K | 2.0% |
| 562211 | Hazardous Waste Treatment and Disposal | 1 | $78K | $78K | 2.0% |
| 541921 | Photography Studios, Portrait | 1 | $43K | $43K | 2.0% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $100K | $100K | 2.0% |
| 812199 | Other Personal Care Services | 1 | $109K | $109K | 2.0% |
| 424920 | Book, Periodical, and Newspaper Merchant Wholesalers | 1 | $603K | $603K | 2.0% |
| 487210 | Scenic and Sightseeing Transportation, Water | 1 | $160K | $160K | 2.0% |
| 445291 | Baked Goods Retailers | 1 | $50K | $50K | 2.0% |
Geographic Distribution
SBA lending activity for Liberty Savings Bank FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 13 | $3.0M | 26.0% |
| Ohio (OH) | 19 | $2.9M | 38.0% |
| Colorado (CO) | 16 | $2.1M | 32.0% |
| South Carolina (SC) | 2 | $180K | 4.0% |
Why Choose Liberty Savings Bank FSB?
Based on SBA 7(a) lending track record from 1993-2009
- ✓Proven Track Record: 50 SBA loans approved, totaling $8.2M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, General Automotive Repair, Services for the Elderly and Persons with Disabilities
- ✓Competitive Terms: Average interest rate of 6.50% with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $15K to $603K, with an average of $163K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in OH, CO, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Liberty Savings Bank FSB SBA lending
What types of businesses does Liberty Savings Bank FSB typically finance?
Liberty Savings Bank FSB specializes in SBA 7(a) lending to specific industries including child care services, general automotive repair, services for the elderly and persons with disabilities, hazardous waste treatment and disposal. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Liberty Savings Bank FSB's typical SBA loan terms?
Liberty Savings Bank FSB's SBA 7(a) loans typically feature an average interest rate of 6.50% and average term length of 113 months (approximately 9 years). Loan sizes range from $15K to $603K, with an average loan size of $163K.
Do I need a business valuation for a Liberty Savings Bank FSB SBA loan?
Yes, Liberty Savings Bank FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Liberty Savings Bank FSB compare to other SBA lenders?
Liberty Savings Bank FSB has originated 50 SBA loans totaling $8.2M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Liberty Savings Bank FSB lend in?
Liberty Savings Bank FSB provides SBA 7(a) financing with particularly strong presence in OH, CO, FL, SC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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