Lendstream Small Business Finance, LLC
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Lendstream Small Business Finance, LLC · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 64 | $55.1M | $861K | 16.0% |
| 624410 | Child Care Services | 20 | $11.7M | $583K | 5.0% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 16 | $15.3M | $953K | 4.0% |
| 811192 | Car Washes | 10 | $6.7M | $673K | 2.5% |
| 811191 | Automotive Oil Change and Lubrication Shops | 9 | $8.4M | $936K | 2.3% |
| 812210 | Funeral Homes and Funeral Services | 8 | $6.3M | $785K | 2.0% |
| 114112 | Shellfish Fishing | 7 | $5.5M | $790K | 1.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 7 | $2.3M | $323K | 1.8% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 7 | $6.3M | $902K | 1.8% |
| 811111 | General Automotive Repair | 5 | $1.6M | $324K | 1.3% |
Geographic Distribution
SBA lending activity for Lendstream Small Business Finance, LLC by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 95 | $73.8M | 23.8% |
| California (CA) | 25 | $24.7M | 6.3% |
| Florida (FL) | 40 | $24.1M | 10.0% |
| Pennsylvania (PA) | 25 | $16.2M | 6.3% |
| New Jersey (NJ) | 19 | $13.5M | 4.8% |
| Virginia (VA) | 20 | $12.1M | 5.0% |
| New York (NY) | 21 | $10.6M | 5.3% |
| Michigan (MI) | 10 | $9.1M | 2.5% |
| Georgia (GA) | 13 | $8.7M | 3.3% |
| Ohio (OH) | 9 | $7.3M | 2.3% |
| Washington (WA) | 7 | $7.3M | 1.8% |
| Louisiana (LA) | 8 | $7.3M | 2.0% |
| Illinois (IL) | 10 | $6.8M | 2.5% |
| North Carolina (NC) | 9 | $6.4M | 2.3% |
| Arizona (AZ) | 9 | $6.3M | 2.3% |
| South Carolina (SC) | 7 | $6.3M | 1.8% |
| Indiana (IN) | 7 | $5.8M | 1.8% |
| Alabama (AL) | 5 | $4.9M | 1.3% |
| Oregon (OR) | 5 | $4.7M | 1.3% |
| Tennessee (TN) | 6 | $4.4M | 1.5% |
| Colorado (CO) | 8 | $3.6M | 2.0% |
| Arkansas (AR) | 4 | $3.5M | 1.0% |
| Kentucky (KY) | 3 | $2.9M | 0.8% |
| Mississippi (MS) | 4 | $2.9M | 1.0% |
| Maryland (MD) | 3 | $2.3M | 0.8% |
| Kansas (KS) | 2 | $2.3M | 0.5% |
| Oklahoma (OK) | 3 | $1.9M | 0.8% |
| Missouri (MO) | 3 | $1.7M | 0.8% |
| Utah (UT) | 1 | $1.7M | 0.3% |
| West Virginia (WV) | 1 | $1.7M | 0.3% |
| Wisconsin (WI) | 2 | $1.5M | 0.5% |
| Idaho (ID) | 2 | $1.2M | 0.5% |
| Nebraska (NE) | 1 | $1.1M | 0.3% |
| Alaska (AK) | 1 | $975K | 0.3% |
| Montana (MT) | 2 | $927K | 0.5% |
| New Mexico (NM) | 2 | $882K | 0.5% |
| Nevada (NV) | 1 | $744K | 0.3% |
| Connecticut (CT) | 2 | $622K | 0.5% |
| Massachusetts (MA) | 1 | $375K | 0.3% |
| Delaware (DE) | 1 | $370K | 0.3% |
| New Hampshire (NH) | 1 | $317K | 0.3% |
| Vermont (VT) | 1 | $203K | 0.3% |
| District of Columbia (DC) | 1 | $120K | 0.3% |
Why Choose Lendstream Small Business Finance, LLC?
Based on SBA 7(a) lending track record from 1993-2022
- ✓Proven Track Record: 400 SBA loans approved, totaling $294.0M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Child Care Services, Drycleaning and Laundry Services (except Coin-Operated)
- ✓Competitive Terms: Average interest rate of 6.25% with flexible term lengths averaging 240 months
- ✓Loan Range: Loan sizes from $25K to $2.0M, with an average of $735K
- ✓Nationwide Reach: Active lending in 43 states, with strong presence in TX, FL, PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Lendstream Small Business Finance, LLC SBA lending
What types of businesses does Lendstream Small Business Finance, LLC typically finance?
Lendstream Small Business Finance, LLC specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, child care services, drycleaning and laundry services (except coin-operated), car washes. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Lendstream Small Business Finance, LLC's typical SBA loan terms?
Lendstream Small Business Finance, LLC's SBA 7(a) loans typically feature an average interest rate of 6.25% and average term length of 240 months (approximately 20 years). Loan sizes range from $25K to $2.0M, with an average loan size of $735K.
Do I need a business valuation for a Lendstream Small Business Finance, LLC SBA loan?
Yes, Lendstream Small Business Finance, LLC typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Lendstream Small Business Finance, LLC compare to other SBA lenders?
Lendstream Small Business Finance, LLC has originated 400 SBA loans totaling $294.0M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Lendstream Small Business Finance, LLC lend in?
Lendstream Small Business Finance, LLC provides SBA 7(a) financing with particularly strong presence in TX, FL, PA, CA, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Certified valuations are often required for SBA loans over $250,000.
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