Justine Petersen Housing & Reinvestment Corporation
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by Justine Petersen Housing & Reinvestment Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 40 | $5.4M | $135K | 8.1% |
| 722511 | Full-Service Restaurants | 32 | $4.6M | $144K | 6.5% |
| 484110 | General Freight Trucking, Local | 32 | $3.7M | $114K | 6.5% |
| 812112 | Beauty Salons | 24 | $2.7M | $112K | 4.8% |
| 311812 | Commercial Bakeries | 16 | $1.1M | $69K | 3.2% |
| 484220 | Specialized Freight (except Used Goods) Trucking, Local | 16 | $2.2M | $135K | 3.2% |
| 812199 | Other Personal Care Services | 16 | $2.2M | $137K | 3.2% |
| 621310 | Offices of Chiropractors | 16 | $1.2M | $78K | 3.2% |
| 621610 | Home Health Care Services | 8 | $823K | $103K | 1.6% |
| 323111 | Commercial Gravure Printing | 8 | $495K | $62K | 1.6% |
Geographic Distribution
SBA lending activity for Justine Petersen Housing & Reinvestment Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 392 | $46.2M | 79.0% |
| Illinois (IL) | 72 | $7.4M | 14.5% |
| Kansas (KS) | 32 | $3.7M | 6.5% |
Why Choose Justine Petersen Housing & Reinvestment Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 496 SBA loans approved, totaling $57.2M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, General Freight Trucking, Local
- ✓Competitive Terms: Average interest rate of 9.87% with flexible term lengths averaging 110 months
- ✓Loan Range: Loan sizes from $42K to $250K, with an average of $115K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MO, IL, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Justine Petersen Housing & Reinvestment Corporation SBA lending
What types of businesses does Justine Petersen Housing & Reinvestment Corporation typically finance?
Justine Petersen Housing & Reinvestment Corporation specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, general freight trucking, local, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Justine Petersen Housing & Reinvestment Corporation's typical SBA loan terms?
Justine Petersen Housing & Reinvestment Corporation's SBA 7(a) loans typically feature an average interest rate of 9.87% and average term length of 110 months (approximately 9 years). Loan sizes range from $42K to $250K, with an average loan size of $115K.
Do I need a business valuation for a Justine Petersen Housing & Reinvestment Corporation SBA loan?
Yes, Justine Petersen Housing & Reinvestment Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Justine Petersen Housing & Reinvestment Corporation compare to other SBA lenders?
Justine Petersen Housing & Reinvestment Corporation has originated 496 SBA loans totaling $57.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Justine Petersen Housing & Reinvestment Corporation lend in?
Justine Petersen Housing & Reinvestment Corporation provides SBA 7(a) financing with particularly strong presence in MO, IL, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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