Johnson Bank
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Johnson Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 16 | $13.7M | $855K | 12.5% |
| 561720 | Janitorial Services | 16 | $14.6M | $912K | 12.5% |
| 519290 | Other | 16 | $5.0M | $315K | 12.5% |
| 621320 | Offices of Optometrists | 8 | $1.4M | $180K | 6.3% |
| 423310 | Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers | 8 | $756K | $95K | 6.3% |
| 812210 | Funeral Homes and Funeral Services | 8 | $14.3M | $1.8M | 6.3% |
| 322299 | All Other Converted Paper Product Manufacturing | 8 | $40.0M | $5.0M | 6.3% |
| 713950 | Bowling Centers | 8 | $12.4M | $1.6M | 6.3% |
| 712130 | Zoos and Botanical Gardens | 8 | $2.9M | $360K | 6.3% |
| 561990 | All Other Support Services | 8 | $2.4M | $300K | 6.3% |
Geographic Distribution
SBA lending activity for Johnson Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 128 | $114.6M | 100.0% |
Why Choose Johnson Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 128 SBA loans approved, totaling $114.6M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Janitorial Services, Other
- ✓Competitive Terms: Average interest rate of 6.04% with flexible term lengths averaging 107 months
- ✓Loan Range: Loan sizes from $95K to $5.0M, with an average of $896K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Johnson Bank SBA lending
What types of businesses does Johnson Bank typically finance?
Johnson Bank specializes in SBA 7(a) lending to specific industries including limited-service restaurants, janitorial services, other, offices of optometrists. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Johnson Bank's typical SBA loan terms?
Johnson Bank's SBA 7(a) loans typically feature an average interest rate of 6.04% and average term length of 107 months (approximately 9 years). Loan sizes range from $95K to $5.0M, with an average loan size of $896K.
Do I need a business valuation for a Johnson Bank SBA loan?
Yes, Johnson Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Johnson Bank compare to other SBA lenders?
Johnson Bank has originated 128 SBA loans totaling $114.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Johnson Bank lend in?
Johnson Bank provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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