Ireland Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Ireland Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721199 | All Other Traveler Accommodation | 2 | $1.7M | $860K | 4.2% |
| 621310 | Offices of Chiropractors | 2 | $100K | $50K | 4.2% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 2 | $1.3M | $667K | 4.2% |
| 811111 | General Automotive Repair | 2 | $90K | $45K | 4.2% |
| 624410 | Child Care Services | 1 | $50K | $50K | 2.1% |
| 339920 | Sporting and Athletic Goods Manufacturing | 1 | $100K | $100K | 2.1% |
| 621210 | Offices of Dentists | 1 | $150K | $150K | 2.1% |
| 561431 | Private Mail Centers | 1 | $30K | $30K | 2.1% |
| 484110 | General Freight Trucking, Local | 1 | $100K | $100K | 2.1% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $36K | $36K | 2.1% |
Geographic Distribution
SBA lending activity for Ireland Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Idaho (ID) | 46 | $9.5M | 95.8% |
| Wyoming (WY) | 1 | $95K | 2.1% |
| Utah (UT) | 1 | $83K | 2.1% |
Why Choose Ireland Bank?
Based on SBA 7(a) lending track record from 1991-2019
- ✓Proven Track Record: 48 SBA loans approved, totaling $9.7M in financing
- ✓Industry Expertise: Specialized focus on All Other Traveler Accommodation, Offices of Chiropractors, RV (Recreational Vehicle) Parks and Campgrounds
- ✓Competitive Terms: Average interest rate of 6.07% with flexible term lengths averaging 131 months
- ✓Loan Range: Loan sizes from $20K to $1.5M, with an average of $202K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in ID, WY, UT
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Ireland Bank SBA lending
What types of businesses does Ireland Bank typically finance?
Ireland Bank specializes in SBA 7(a) lending to specific industries including all other traveler accommodation, offices of chiropractors, rv (recreational vehicle) parks and campgrounds, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Ireland Bank's typical SBA loan terms?
Ireland Bank's SBA 7(a) loans typically feature an average interest rate of 6.07% and average term length of 131 months (approximately 11 years). Loan sizes range from $20K to $1.5M, with an average loan size of $202K.
Do I need a business valuation for a Ireland Bank SBA loan?
Yes, Ireland Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Ireland Bank compare to other SBA lenders?
Ireland Bank has originated 48 SBA loans totaling $9.7M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Ireland Bank lend in?
Ireland Bank provides SBA 7(a) financing with particularly strong presence in ID, WY, UT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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