International Bank of Commerce
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by International Bank of Commerce · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 8 | $1.8M | $229K | 2.2% |
| 811111 | General Automotive Repair | 5 | $912K | $182K | 1.4% |
| 624410 | Child Care Services | 5 | $362K | $72K | 1.4% |
| 541940 | Veterinary Services | 4 | $771K | $193K | 1.1% |
| 541330 | Engineering Services | 4 | $200K | $50K | 1.1% |
| 812112 | Beauty Salons | 3 | $80K | $27K | 0.8% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 3 | $515K | $172K | 0.8% |
| 238210 | Electrical Contractors and Other Wiring Installation Contractors | 3 | $50K | $17K | 0.8% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 3 | $171K | $57K | 0.8% |
| 441110 | New Car Dealers | 3 | $1.8M | $607K | 0.8% |
Geographic Distribution
SBA lending activity for International Bank of Commerce by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 249 | $40.4M | 67.7% |
| Oklahoma (OK) | 119 | $12.0M | 32.3% |
Why Choose International Bank of Commerce?
Based on SBA 7(a) lending track record from 1991-2019
- ✓Proven Track Record: 368 SBA loans approved, totaling $52.4M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, General Automotive Repair, Child Care Services
- ✓Competitive Terms: Average interest rate of 5.80% with flexible term lengths averaging 83 months
- ✓Loan Range: Loan sizes from $4K to $2.0M, with an average of $142K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about International Bank of Commerce SBA lending
What types of businesses does International Bank of Commerce typically finance?
International Bank of Commerce specializes in SBA 7(a) lending to specific industries including offices of dentists, general automotive repair, child care services, veterinary services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are International Bank of Commerce's typical SBA loan terms?
International Bank of Commerce's SBA 7(a) loans typically feature an average interest rate of 5.80% and average term length of 83 months (approximately 7 years). Loan sizes range from $4K to $2.0M, with an average loan size of $142K.
Do I need a business valuation for a International Bank of Commerce SBA loan?
Yes, International Bank of Commerce typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does International Bank of Commerce compare to other SBA lenders?
International Bank of Commerce has originated 368 SBA loans totaling $52.4M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does International Bank of Commerce lend in?
International Bank of Commerce provides SBA 7(a) financing with particularly strong presence in TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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