Integro Bank
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by Integro Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 32 | $40.9M | $1.3M | 6.8% |
| 722513 | Limited-Service Restaurants | 32 | $22.0M | $687K | 6.8% |
| 561730 | Landscaping Services | 16 | $10.6M | $665K | 3.4% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $12.1M | $758K | 3.4% |
| 237310 | Highway, Street, and Bridge Construction | 16 | $18.2M | $1.1M | 3.4% |
| 312111 | Soft Drink Manufacturing | 16 | $15.2M | $950K | 3.4% |
| 236118 | Residential Remodelers | 16 | $15.4M | $964K | 3.4% |
| 445320 | Other | 16 | $16.0M | $997K | 3.4% |
| 561110 | Office Administrative Services | 8 | $7.6M | $950K | 1.7% |
| 424930 | Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers | 8 | $7.9M | $987K | 1.7% |
Geographic Distribution
SBA lending activity for Integro Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Arizona (AZ) | 288 | $321.1M | 61.0% |
| California (CA) | 80 | $59.1M | 16.9% |
| Nevada (NV) | 16 | $43.6M | 3.4% |
| Oregon (OR) | 32 | $30.4M | 6.8% |
| Florida (FL) | 16 | $27.7M | 3.4% |
| Arkansas (AR) | 8 | $12.2M | 1.7% |
| North Carolina (NC) | 8 | $8.6M | 1.7% |
| Texas (TX) | 8 | $5.2M | 1.7% |
| Pennsylvania (PA) | 8 | $4.7M | 1.7% |
| Virginia (VA) | 8 | $4.6M | 1.7% |
Why Choose Integro Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 472 SBA loans approved, totaling $517.0M in financing
- ✓Industry Expertise: Specialized focus on All Other Specialty Trade Contractors, Limited-Service Restaurants, Landscaping Services
- ✓Competitive Terms: Average interest rate of 10.42% with flexible term lengths averaging 148 months
- ✓Loan Range: Loan sizes from $125K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 10 states, with strong presence in AZ, CA, OR
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Integro Bank SBA lending
What types of businesses does Integro Bank typically finance?
Integro Bank specializes in SBA 7(a) lending to specific industries including all other specialty trade contractors, limited-service restaurants, landscaping services, offices of all other miscellaneous health practitioners. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Integro Bank's typical SBA loan terms?
Integro Bank's SBA 7(a) loans typically feature an average interest rate of 10.42% and average term length of 148 months (approximately 12 years). Loan sizes range from $125K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a Integro Bank SBA loan?
Yes, Integro Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Integro Bank compare to other SBA lenders?
Integro Bank has originated 472 SBA loans totaling $517.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Integro Bank lend in?
Integro Bank provides SBA 7(a) financing with particularly strong presence in AZ, CA, OR, NV, FL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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