IBERIABANK
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by IBERIABANK · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 6 | $1.5M | $244K | 3.8% |
| 721110 | Hotels (except Casino Hotels) and Motels | 4 | $5.6M | $1.4M | 2.5% |
| 811192 | Car Washes | 3 | $806K | $269K | 1.9% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 2 | $105K | $53K | 1.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $179K | $89K | 1.3% |
| 711212 | Racetracks | 2 | $1.1M | $550K | 1.3% |
| 812112 | Beauty Salons | 2 | $159K | $80K | 1.3% |
| 541110 | Offices of Lawyers | 2 | $477K | $239K | 1.3% |
| 334220 | Radio and Television Broadcasting and Wireless Communications Equipment Manufacturing | 1 | $30K | $30K | 0.6% |
| 722410 | Drinking Places (Alcoholic Beverages) | 1 | $50K | $50K | 0.6% |
Geographic Distribution
SBA lending activity for IBERIABANK by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 109 | $30.9M | 68.1% |
| Arkansas (AR) | 29 | $8.1M | 18.1% |
| Louisiana (LA) | 21 | $4.3M | 13.1% |
| Oklahoma (OK) | 1 | $74K | 0.6% |
Why Choose IBERIABANK?
Based on SBA 7(a) lending track record from 1991-2007
- ✓Proven Track Record: 160 SBA loans approved, totaling $43.4M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, Hotels (except Casino Hotels) and Motels, Car Washes
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 136 months
- ✓Loan Range: Loan sizes from $15K to $1.7M, with an average of $271K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in FL, AR, LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about IBERIABANK SBA lending
What types of businesses does IBERIABANK typically finance?
IBERIABANK specializes in SBA 7(a) lending to specific industries including child care services, hotels (except casino hotels) and motels, car washes, offices of physicians (except mental health specialists). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are IBERIABANK's typical SBA loan terms?
IBERIABANK's SBA 7(a) loans typically feature an average interest rate of — and average term length of 136 months (approximately 11 years). Loan sizes range from $15K to $1.7M, with an average loan size of $271K.
Do I need a business valuation for a IBERIABANK SBA loan?
Yes, IBERIABANK typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does IBERIABANK compare to other SBA lenders?
IBERIABANK has originated 160 SBA loans totaling $43.4M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does IBERIABANK lend in?
IBERIABANK provides SBA 7(a) financing with particularly strong presence in FL, AR, LA, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.