i3 Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by i3 Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $8.6M | $539K | 11.1% |
| 624410 | Child Day Care Services | 16 | $520K | $33K | 11.1% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 16 | $12.2M | $760K | 11.1% |
| 722513 | Limited-Service Restaurants | 16 | $321K | $20K | 11.1% |
| 312140 | Distilleries | 16 | $40.0M | $2.5M | 11.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 8 | $3.1M | $382K | 5.6% |
| 541690 | Other Scientific and Technical Consulting Services | 8 | $5.1M | $636K | 5.6% |
| 523940 | Other | 8 | $3.0M | $378K | 5.6% |
| 453910 | Pet and Pet Supplies Stores | 8 | $3.1M | $391K | 5.6% |
| 621610 | Home Health Care Services | 8 | $2.0M | $250K | 5.6% |
Geographic Distribution
SBA lending activity for i3 Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 144 | $117.7M | 100.0% |
Why Choose i3 Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 144 SBA loans approved, totaling $117.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Child Day Care Services, Lessors of Nonresidential Buildings (except Miniwarehouses)
- ✓Competitive Terms: Average interest rate of 6.45% with flexible term lengths averaging 111 months
- ✓Loan Range: Loan sizes from $15K to $4.0M, with an average of $817K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about i3 Bank SBA lending
What types of businesses does i3 Bank typically finance?
i3 Bank specializes in SBA 7(a) lending to specific industries including full-service restaurants, child day care services, lessors of nonresidential buildings (except miniwarehouses), limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are i3 Bank's typical SBA loan terms?
i3 Bank's SBA 7(a) loans typically feature an average interest rate of 6.45% and average term length of 111 months (approximately 9 years). Loan sizes range from $15K to $4.0M, with an average loan size of $817K.
Do I need a business valuation for a i3 Bank SBA loan?
Yes, i3 Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does i3 Bank compare to other SBA lenders?
i3 Bank has originated 144 SBA loans totaling $117.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does i3 Bank lend in?
i3 Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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