i3 Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by i3 Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812112 | Beauty Salons | 5 | $385K | $77K | 4.5% |
| 621310 | Offices of Chiropractors | 5 | $804K | $161K | 4.5% |
| 561730 | Landscaping Services | 5 | $731K | $146K | 4.5% |
| 624410 | Child Care Services | 5 | $262K | $52K | 4.5% |
| 722513 | Limited-Service Restaurants | 4 | $326K | $82K | 3.6% |
| 541810 | Advertising Agencies | 3 | $99K | $33K | 2.7% |
| 722511 | Full-Service Restaurants | 3 | $1.2M | $384K | 2.7% |
| 812310 | Coin-Operated Laundries and Drycleaners | 3 | $335K | $112K | 2.7% |
| 327320 | Ready-Mix Concrete Manufacturing | 2 | $1.4M | $725K | 1.8% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $361K | $181K | 1.8% |
Geographic Distribution
SBA lending activity for i3 Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 106 | $45.1M | 95.5% |
| Iowa (IA) | 2 | $699K | 1.8% |
| Missouri (MO) | 2 | $75K | 1.8% |
| New York (NY) | 1 | $75K | 0.9% |
Why Choose i3 Bank?
Based on SBA 7(a) lending track record from 1993-2025
- ✓Proven Track Record: 111 SBA loans approved, totaling $45.9M in financing
- ✓Industry Expertise: Specialized focus on Beauty Salons, Offices of Chiropractors, Landscaping Services
- ✓Competitive Terms: Average interest rate of 6.27% with flexible term lengths averaging 96 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $414K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in NE, IA, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about i3 Bank SBA lending
What types of businesses does i3 Bank typically finance?
i3 Bank specializes in SBA 7(a) lending to specific industries including beauty salons, offices of chiropractors, landscaping services, child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are i3 Bank's typical SBA loan terms?
i3 Bank's SBA 7(a) loans typically feature an average interest rate of 6.27% and average term length of 96 months (approximately 8 years). Loan sizes range from $10K to $5.0M, with an average loan size of $414K.
Do I need a business valuation for a i3 Bank SBA loan?
Yes, i3 Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does i3 Bank compare to other SBA lenders?
i3 Bank has originated 111 SBA loans totaling $45.9M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does i3 Bank lend in?
i3 Bank provides SBA 7(a) financing with particularly strong presence in NE, IA, MO, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.