Holy Rosary Regional CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Holy Rosary Regional CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812199 | Other Personal Care Services | 8 | $219K | $27K | 33.3% |
| 238210 | Electrical Contractors | 8 | $2.4M | $300K | 33.3% |
| 311811 | Retail Bakeries | 8 | $528K | $66K | 33.3% |
Geographic Distribution
SBA lending activity for Holy Rosary Regional CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New Hampshire (NH) | 24 | $3.1M | 100.0% |
Why Choose Holy Rosary Regional CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 24 SBA loans approved, totaling $3.1M in financing
- ✓Industry Expertise: Specialized focus on Other Personal Care Services, Electrical Contractors, Retail Bakeries
- ✓Competitive Terms: Average interest rate of 8.83% with flexible term lengths averaging 88 months
- ✓Loan Range: Loan sizes from $27K to $300K, with an average of $131K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Holy Rosary Regional CU SBA lending
What types of businesses does Holy Rosary Regional CU typically finance?
Holy Rosary Regional CU specializes in SBA 7(a) lending to specific industries including other personal care services, electrical contractors, retail bakeries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Holy Rosary Regional CU's typical SBA loan terms?
Holy Rosary Regional CU's SBA 7(a) loans typically feature an average interest rate of 8.83% and average term length of 88 months (approximately 7 years). Loan sizes range from $27K to $300K, with an average loan size of $131K.
Do I need a business valuation for a Holy Rosary Regional CU SBA loan?
Yes, Holy Rosary Regional CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Holy Rosary Regional CU compare to other SBA lenders?
Holy Rosary Regional CU has originated 24 SBA loans totaling $3.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Holy Rosary Regional CU lend in?
Holy Rosary Regional CU provides SBA 7(a) financing with particularly strong presence in NH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.